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PayPal: PayPal Credit reviews

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4.90
Based on 106,567 reviews, last reviewed 13th May 2026
2570850% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Dependable experience , perfect for online use, smoo... Dependable experience , perfect for online use, smooth and flawless app more and more websites now use PayPal virtual credit card Reviewed on: 13th May 2026
Jerald W's avatar
Jerald W

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106567)

Very handy way to purchase without the added interes...

5
Very handy way to purchase without the added interest if paid within 4 months. Reviewed on: 26th May 2024
Claire J's avatar
Claire J

paypal is very convenient for me let’s me afford to...

5
paypal is very convenient for me let’s me afford to buy things i wouldn’t usually be able to afford due to pay in 3 and paypal credit been much better off since using paypal Reviewed on: 26th May 2024
ryan ellis 's avatar
ryan ellis

They are there for me when I need them.

5
They are there for me when I need them. Reviewed on: 26th May 2024
Oheneba A's avatar
Oheneba A

Excellent service - value of money

5
Excellent service - value of money Reviewed on: 26th May 2024
Mina I's avatar
Mina I

Easy to set up and use,trustworthy as I don’t like p...

5
Easy to set up and use,trustworthy as I don’t like paying online due to scams Reviewed on: 26th May 2024
Kelly F's avatar
Kelly F

Love the ease and usability of paypal interest free...

5
Love the ease and usability of paypal interest free credit, and the safety and security of using paypal Reviewed on: 26th May 2024
Christopher T's avatar
Christopher T

Pay pal is very easy to use.

5
Pay pal is very easy to use. Always there as an option and a great way to pay! Reviewed on: 26th May 2024
Christian P's avatar
Christian P

Pay Pal credit -great value

5
Pay Pal credit is easy to set up and being interest free makes it my choice for any goods that I need to take on credit over 3 months. I would always use this service for any future large purchases. Reviewed on: 26th May 2024
Janine D's avatar
Janine D

It works perfectly.

5
It works perfectly. I highly recommend PayPal credit. Reviewed on: 26th May 2024
Max Moroz's avatar
Max Moroz

I enjoyed working with PayPal because it is fast, re...

5
I enjoyed working with PayPal because it is fast, reliable and easy to work Reviewed on: 26th May 2024
Amin K's avatar
Amin K

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