Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

Very easy to understand very good business give busi...

5
Very easy to understand very good business give business Reviewed on: 24th April 2026

Generally good but finding it difficult to change my...

5
Generally good but finding it difficult to change my password Reviewed on: 24th April 2026

Good experience, I'm using Paypal for more than 5 years

5
Good experience, I'm using Paypal for more than 5 years Reviewed on: 24th April 2026

Easy and convenient to uae.

4
I used payday credit to buy a phone. It was easy to set up and make sure payments were made on time. Reviewed on: 24th April 2026

Great experience, good customer service

5
Great experience, good customer service Reviewed on: 24th April 2026

Easy to use.

5
Easy to use. I like the pay in 3 option. Reviewed on: 24th April 2026

Paypal is highly recommended.

5
Paypal is highly recommended. I once had a problem with an order bought online. The shoes i purchased were fake. I needed to return the items but the seller was unresponsive. In short, Paypal refunded my money in full. Paypal is the best. Its customers service is next to none.. Reviewed on: 24th April 2026

Great I use it loads

5
Great I use it loads, love that I don’t have to put my details in every time. Reviewed on: 24th April 2026

Its easy to use its got accsess to every shopping pl...

5
Its easy to use its got accsess to every shopping platforrm its use around the world it just amazing Reviewed on: 24th April 2026

Very easy to use and convenient for everyday purchases

5
Very easy to use and convenient for everyday purchases Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101251 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products