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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

Great customer service and always there to help

5
Great customer service and always there to help Reviewed on: 24th April 2026

PayPal credit is very easy to use

5
PayPal credit is very easy to use and easy to keep track of all your payments Reviewed on: 24th April 2026

Easy to use and make payments, collecting points wit...

5
Easy to use and make payments, collecting points with great rewards to redeem Reviewed on: 24th April 2026

It was easy and had veryittle issues.

5
It was easy and had veryittle issues. The one issue I did have was sorted by customer services within 24 hours. Reviewed on: 24th April 2026

I mean I use it for retail items and pay everything...

4
I mean I use it for retail items and pay everything back at the end of the month and they always offer an increase but I always decline. Reviewed on: 24th April 2026

Very user friendly.

5
Very user friendly. Easy to understand. Available to use in a very wide range of services. Reviewed on: 24th April 2026

Excellent customer service and straightforward onlin...

5
Excellent customer service and straightforward online user interface. Reviewed on: 24th April 2026

Excellent very easy to use and secure it’s give us c...

5
Excellent very easy to use and secure it’s give us confidence to do payment without any worries Reviewed on: 24th April 2026

Great rewards, better than most high street banks

5
Great rewards, better than most high street banks Reviewed on: 24th April 2026

A excellent service, for pay for items.

5
A excellent service, for pay for items. Reviewed on: 24th April 2026

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