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PayPal: PayPal Credit reviews

4.90
Based on 106,619 reviews, last reviewed 13th May 2026
2573350% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exceptional, highly recommended. Exceptional, highly recommended. Reliable and easy to use. Will definitely recommend to friends and family. Reviewed on: 13th May 2026
SUZANNE B's avatar
SUZANNE B

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106619)

Fantastic service with brilliant customerservice...

5
Fantastic service convenient and excellent customer service Reviewed on: 26th May 2024

Seemless

5
PayPal credit us always seemless and you get credit instantly. Reviewed on: 26th May 2024

Very good.

5
Very good. Easy to use. Reliable and safe. Reviewed on: 26th May 2024

Very easy to use and great service.

5
Very easy to use and great service. Reviewed on: 26th May 2024

Ever a problem

5
Never had any issues, lots more places now using PayPal too Reviewed on: 26th May 2024

I love PayPal Credit

5
I’ve used PayPal credit for a good few years now, and it is so easy to use and it’s credit that anywhere you can use PayPal, you can use it. It gives peace of mind if you need to get something but maybe you’re waiting for pay day, or just want to spread the costs across a month or two. I have been very happy with PayPal credit and will continue to use it. Reviewed on: 26th May 2024

Very easy for payments and on monthly payments too

5
Very easy for payments and on monthly payments too Reviewed on: 26th May 2024

I enjoy the app and the service is excellent.

5
I enjoy the app and the service is excellent. Ice had no issues at all. Reviewed on: 26th May 2024

Had mostly good experience with paypal

4
Had some problems the last few weeks getting onto paypal, kept crashing when it opened up, but it's now working again. Other than that ive had no big problems. Paypal credit helped me get a few things I wouldn't have been able to afford all at once. Reviewed on: 26th May 2024

Excellent thanks dear Excellent thanks dear

5
Excellent thanks dear Excellent thanks dear Reviewed on: 26th May 2024

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