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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

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4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181083)

PayPal is my go to payment method.

PayPal is my go to payment method. I feel it’s secure and great opportunity to spread costs too, Reviewed on: 24th April 2026

Simple to use

Very easy to use & to make payments Reviewed on: 24th April 2026

Very convenient and easy to review and manage my fin...

Very convenient and easy to review and manage my finances. Can set up a direct debit easily or if looking to pay more off per month make manual payments towards my balance. Customer service are also very supportive in any queries regarding the PayPal credit. Reviewed on: 24th April 2026

Loved it.

Loved it. Great experience! Recommend to anyone! Reviewed on: 24th April 2026

So easy to use.

So easy to use. Never had any problems with using this app Reviewed on: 24th April 2026

Very easy to use and reliable.

Very easy to use and reliable. Really handy that it is available as a payment option with plenty of retailers. Reviewed on: 24th April 2026

A good credit agency and dependable.

A good credit agency and dependable. Reviewed on: 24th April 2026

I love that you can get 0% Apr when I buy something...

I love that you can get 0% Apr when I buy something gives me some time to be able to pay it off especially on holidays for all the gift buying Reviewed on: 24th April 2026

Always excellent , never any problems

Always excellent , never any problems Reviewed on: 24th April 2026

Easy to apply terms are easy to understand and usabi...

Easy to apply terms are easy to understand and usability of the app and service is amazing Reviewed on: 24th April 2026

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