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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

David David

5
Very easy to deal with GGood deals Reviewed on: 24th April 2026

Funding Hobbies

5
Paypal has helped me work on my hobbies after working hard. Thank you so much for making life better. Reviewed on: 24th April 2026

Overall totally happy with Paypal.

5
Overall happy with Paypal. I find it useful to have to option of paying in 3 or having a credit, when need to spread the cost for a larger purchases. Everything is clear and transparent, and I totally recommend it to everyone. Reviewed on: 24th April 2026

Great Service and Offers.

5
Every time I use or want something done, I have been able to accomplish with ease. On those occaisions when I have required a response they have been quick to deal with it and satisfactorily answered my query. They offer some great deals that help when finances are tight and keep me well informed of my current status. Reviewed on: 24th April 2026

PayPal credit is a brilliant tool for any and everyb...

5
PayPal credit is a brilliant tool for any and everybody it gives you 4 months interest free on any purchase which gives you plenty of time to pay it off without having to worry about paying the interest on your account what a brilliant tool that is to have in your pocket must have for anyone five stars Reviewed on: 24th April 2026

Great and easy

5
Been with paypal for over 20 years I believe and never had any issues . Very helpful and easy to use. Reviewed on: 24th April 2026

BRILLIANT EASY TO USE

5
Brilliant easy swift hasllefree easy too use Reviewed on: 24th April 2026

i did have an issue in the past with my account due...

5
i did have an issue in the past with my account due to not being able to pay back my balance on time following an accident and not having income and the PayPal customer service have been very helpfull over the phone Reviewed on: 24th April 2026

You have helped sort my dispute out

5
You have helped sort my dispute out Reviewed on: 24th April 2026

Its my go to for most things love the buy now pay la...

5
Its my go to for most things love the buy now pay later options and feel safe using it Reviewed on: 24th April 2026

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