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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106645 reviews)

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4.90

Based on 106,645 reviews, last reviewed 14th May 2026

2574550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, handy to know it is there. Easy to use, handy to know it is there. Improves credit score. Good to have. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106645)

Highly recommend

Easy ,convenient and safe to use Reviewed on: 26th May 2024

Easy to use, control everything from ap.

Simple easy to use, control everything from ap. Reviewed on: 26th May 2024

A handy solution

PayPal has made it possible for me to get things I would normally not have the readily available cash for Reviewed on: 26th May 2024

I love PayPal credit, it gives you the freedom to bu...

I love PayPal credit, it gives you the freedom to buy the things you really want straight away with the benefits of either 4 months 0% or to split the payment in 3 for 3 months! Fantastic Reviewed on: 26th May 2024

PayPal credit is good if you are running out of mone...

PayPal credit is good if you are running out of money and you can pay next month. or pay in instalments. No interest fee if you pay all off by certain time. It’s great for me due to me moving out for the first time, so I can pay for things at a later date Reviewed on: 26th May 2024

PayPal Credit is very helpful

It's good to have sometime an option to use PayPal Credit to pay for purchases. Very helpful. Reviewed on: 26th May 2024

Fantastic service with brilliant customerservice...

Fantastic service convenient and excellent customer service Reviewed on: 26th May 2024

Seemless

PayPal credit us always seemless and you get credit instantly. Reviewed on: 26th May 2024

Very good.

Very good. Easy to use. Reliable and safe. Reviewed on: 26th May 2024

Very easy to use and great service.

Very easy to use and great service. Reviewed on: 26th May 2024

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