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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107038 reviews)

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4.90

Based on 107,038 reviews, last reviewed 14th May 2026

2592450% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent straightforward way to pay. No need to worry. Straight forward 1, 2, click, payment made. Would not trust any other app, PayPal my 1st go to. Easy to navigate app, helpful with a... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107038)

I find it useful practical

I find it useful & easy to use when buying Reviewed on: 27th May 2024

smooth payment experience

smooth payment experience and less chances of fraudulent transactions Reviewed on: 27th May 2024

Buy now pay later has helped me and my other half im...

Buy now pay later has helped me and my other half improve our home and spread the cost affordably Reviewed on: 27th May 2024

fast, safe and secure

It's a fast, safe and secure service that not many other companies do like PayPal. Reviewed on: 27th May 2024

Never had an issue

Used PayPal credit for years now always been great never had any issues, not used the customer service side as never needed to as it stands Reviewed on: 27th May 2024

Londoner

I like the options given of different ways to pay like paying over 3 months; or use credit etc. very useful Reviewed on: 26th May 2024

Paypal is great, PayPal credit and the flexibility i...

Paypal is great, PayPal credit and the flexibility it offers is also quite unique in terms of having different plans to choose from. Reviewed on: 26th May 2024

The service is convenient and has given me flexibili...

The service is convenient and has given me flexibility to purchase items and spread the cost in a manageable fashion whilst retaining visibility of my spending. Overall Paypal is easy to use and reliable. Reviewed on: 26th May 2024

PayPal is very simple and transparent to use, it mak...

PayPal is very simple and transparent to use, it makes payments across the web seamless Reviewed on: 26th May 2024

Easy and secure falixable payment and friendly staff

Easy and secure falixable payment and friendly staff Reviewed on: 26th May 2024

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