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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

Fantastic.

5
Never had a problem with PayPal and always fantastic service. Reviewed on: 24th April 2026

Money is requested simply , efficiently and quickly

5
Money is requested simply , efficiently and quickly Reviewed on: 24th April 2026

Been using PayPal for years, always great and offer...

5
Been using PayPal for years, always great and offer good loan and credit options Reviewed on: 24th April 2026

Grspot on eat upto date information, easy to use app

5
Great upto date information, easy to use app Reviewed on: 24th April 2026

Very easy to use, simple and safe functionality

5
Very easy to use, simple and safe functionality Reviewed on: 24th April 2026

Greatly improved since the olds days.

5
Greatly improved since the olds days. Used since initially link to eBay, though now much more dynamic. Great for emergency in your wallet. Easy payments. Reviewed on: 24th April 2026

Great, flexible, easy

5
Great flexibility for instalment payments and easy online shopping/payment tracking. Reviewed on: 24th April 2026

It is great when everything ok

4
It is great when everything works ok but difficult to resolve issues when they arise. Reviewed on: 24th April 2026

Real people in customer services

5
Its very quick but when you need help a real person is better at helping understand you Reviewed on: 24th April 2026

Exultant services

5
Exultant services but the rate little high for credit Reviewed on: 24th April 2026

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