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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181085 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181085)

Exultant services

Exultant services but the rate little high for credit Reviewed on: 24th April 2026

PayPal gives me confidence buying online

I love using PayPal and use it for most purchases. I’ve had some issues in the past with purchases and the PayPal team have stepped in to resolve or organise a refund. Using PayPal gives me confidence when buying online. Reviewed on: 24th April 2026

The PayPal Credit and Debit card brings you a lot of...

The PayPal Credit and Debit card brings you a lot of benefits and good rates for instalments Reviewed on: 24th April 2026

Flexible and user friendly.

Flexible and user friendly. Can use on multiple sites and services. Reviewed on: 24th April 2026

Always use paypal never had any issues

Always use paypal never had any issues Reviewed on: 24th April 2026

There is always someone to help you resolve any prob...

There is always someone to help you resolve any problems and feel safe with Payoal Reviewed on: 24th April 2026

An honest 20 plus year customer review...

I have been with PayPal over 20 years, always professional, courteous and helpful, would never change them for any other payment company Reviewed on: 24th April 2026

I've rung customer service in the past and they said...

I've rung customer service in the past and they said they'd fixed my problem, but they didn't and money that should have stayed in my bank account didn't and mucked up my finances for 2 weeks, no apologies or anything. It hasn't happened again though Reviewed on: 24th April 2026

Fluent app .

Fluent app . Non invasive and a very flexible product Reviewed on: 24th April 2026

Very quick and helpful customer service

Very quick and helpful customer service Reviewed on: 24th April 2026

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