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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107138 reviews)

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4.90

Based on 107,138 reviews, last reviewed 14th May 2026

2597050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% credit for 4 months means I can spread a purchase... 0% credit for 4 months means I can spread a purchase over a 4 month period without being charged interest unlike my credit card that once my fixed 0% ... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107138)

Great app

Always there on the clear app which is easy to navigate. Only once. Had to call them answered quickly explanation given very curious. Reviewed on: 27th May 2024

very easy to use

I love Paypal credit and it is very easy to use Reviewed on: 27th May 2024

Convenient way to pay.

Convenient way to pay. Accepted for lots of online payments Reviewed on: 27th May 2024

Very clear and responsible lending.

Very clear and responsible lending. Always investigate any disputes. I feel very secure with PayPal Reviewed on: 27th May 2024

No issues fast and easy.

No issues fast and easy. App is quick and links to fast payment on websites Reviewed on: 27th May 2024

Very good and very easy.

Very good and very easy. Anybody can use it which makes it all the better! Safe and secure so feel confident using this device should anything negative potentially happen Reviewed on: 27th May 2024

Outstanding service and communication

Outstanding service and communication Reviewed on: 27th May 2024

Great help , fantastic service, always helpful, save

Great help , fantastic service, always helpful, save Reviewed on: 27th May 2024

Great way to pay in instalments and over 4 a 4 month...

Great way to pay in instalments and over 4 a 4 month period. Simple to use and any problems easy to get sorted. Reviewed on: 27th May 2024

I use PayPal credit for most of my purchases on eBay...

I use PayPal credit for most of my purchases on eBay and it's great Reviewed on: 27th May 2024

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