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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181087)

PayPal is the smart option

PayPal credit allows me to buy those larger items and pay later often with zero interest for time limited periods. PayPal credit has helped build my credit score to excellent in a relatively short period of time. I would recommend PayPal credit as the number one credit service within the market place. Reviewed on: 24th April 2026

I have used PayPal for the longest time it is reliab...

I have used PayPal for the longest time it is reliable,helpful and has helped me in more situations then one PayPal credit especially has worked wonders to help me cover costs after inflation prices rised would 100% recommend Reviewed on: 24th April 2026

Always been happy to help, and quick to resolve any...

Always been happy to help, and quick to resolve any issues. Reviewed on: 24th April 2026

I have used PayPal for years.

I have used PayPal for years. I can not rate them any higher. They have been phenomenal they have helped me through many hard situations in my life. They have also got me every refund I ever needed. Their customer service is also phenomenal which in my opinion is rare. There app is very easy to work and navigate also. I would love to just thank PayPal for everything. Reviewed on: 24th April 2026

Very easy to use, convenient and efficient.

Very easy to use, convenient and efficient. Reviewed on: 24th April 2026

Never any issues, quick responses to any questions.

Never any issues, quick responses to any questions. Overall great experiences Reviewed on: 24th April 2026

Very handy way to keep a track of money going in and...

Very handy way to keep a track of money going in and out. Reviewed on: 24th April 2026

Excellent - and easy to use and navigate

Excellent - and easy to use and navigate Reviewed on: 24th April 2026

Happy with experience from PayPal with different way...

Happy with experience from PayPal with different ways to pay .Easy to use app to check balances to keep track of spending. Using PayPal + to make purchases through debit card is good for collecting points! Why not Reviewed on: 24th April 2026

Very flexible and great customer service.

Very flexible and great customer service. The pay in three and pay in four features are very useful. Reviewed on: 24th April 2026

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