Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,109 reviews, last reviewed 14th May 2026
2595700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best its paypal for credit and every think,easy... The best its paypal for credit and every think,easy to send the money and it’s understanding for every each problem!! And also its help !!! Reviewed on: 14th May 2026
Constantin V's avatar
Constantin V

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (107109)

PayPal credit has allowed me to do more with my life...

5
PayPal credit has allowed me to do more with my life and is a really good backup when i need to spend money but not with my money or maybe I don’t have enough. It helps me ration Reviewed on: 27th May 2024
Nathan s's avatar
Nathan s

I have had an amazing experience with PayPal, they h...

5
I have had an amazing experience with PayPal, they have been very helpful Reviewed on: 27th May 2024
El H's avatar
El H

PayPal credit is a fantastic way to get big items wi...

5
PayPal credit is a fantastic way to get big items without paying in full upfront, it really helps people who don’t always have a large sum of money to help spread the cost. I have purchased a few big items now with PayPal credit and would recommend anyone to do so I have always used the no interest free offers which is so helpful . Reviewed on: 27th May 2024
Samantha I's avatar
Samantha I

Simple and easy, clear transactions

5
Simple and easy, clear transactions Reviewed on: 27th May 2024
rebecca k's avatar
rebecca k

Excellent Service

5
Never had any issues dealing with PayPal always seems to go above and beyond in helping. Reviewed on: 27th May 2024
Chhrita's avatar
Chhrita

Good regular credit offers.

5
Good regular credit offers. Easy to use app. Convenient , safe way to pay online Reviewed on: 27th May 2024
Sharon G's avatar
Sharon G

Since 2012 I am using PayPal trusted wallet and exce...

5
Since 2012 I am using PayPal trusted wallet and excellent service Reviewed on: 27th May 2024
Tanvir A's avatar
Tanvir A

I have never been disappointed since l have been usi...

5
I have never been disappointed since l have been using paypal Reviewed on: 27th May 2024
Emily O's avatar
Emily O

sweet and simple

4
It's a very sweet process. Becoming easier with time. Reviewed on: 27th May 2024
Andy N's avatar
Andy N

Fantastic customer services

5
Very good customer services any issues quickly resolved very reliable. Had issue with one of my payments because indidnt set up direct debit customer services helped me and voided any charges I had occurred Reviewed on: 27th May 2024
H's avatar
H

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 50813 reviews
    PayPal

  • Payments

    from PayPal 4.91 from 3715 reviews
    PayPal

  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill