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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107073 reviews)

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4.90

Based on 107,073 reviews, last reviewed 14th May 2026

2594000% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been there to support me in transactions & kn... Always been there to support me in transactions & knowing my money is safe is a huge bonus Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107073)

I Use PayPal credit to finance small purchases.

I Use PayPal credit to finance small purchases. the pay in 3 or 4 months is great. Reviewed on: 26th May 2024

Reliable and always there

Great Customer Service!! You can sleep easy when using Paypal and feel looked after and knowing your hard earned money is protected. Reliable and always there when you need with amazing customer assistance and support Reviewed on: 26th May 2024

I love the chance of paying in 3 and the PayPal cred...

I love the chance of paying in 3 and the PayPal credit is amazing hiving the opportunity to pay as much as you like each week or monthly but having the 4 months to pay no interest is even better . I prefer PayPal options over my credit card. Reviewed on: 26th May 2024

Reliability

I will definetdly keep using the service, really helpful Reviewed on: 26th May 2024

Very good, highly recommended to others

Very good, highly recommended to others Reviewed on: 26th May 2024

Easy to use and understand.

Easy to use and understand. Convenient for big purchases. Gives you time to pay however you want . Reviewed on: 26th May 2024

Superb PayPal

Good experience . Always helps with credit Reviewed on: 26th May 2024

Credit when you need it during those busy months

Credit when you need it during those busy months Reviewed on: 26th May 2024

great two years

It has been a great 2 years with Paypal using it has made my life a lot easier. I will be using it for the foreseeable future. Reviewed on: 26th May 2024

PayPal credit has been a convenient, secure way to b...

PayPal credit has been a convenient, secure way to buy products at many retailers. Helpful when you need essential things but don't have any cashflow Reviewed on: 26th May 2024

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