Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

View other PayPal products

4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181087)

The app is so handy and makes keeping track every th...

The app is so handy and makes keeping track every thing easy Reviewed on: 24th April 2026

always very easy to use.

always very easy to use. quick to help and affordable repayment :) Reviewed on: 24th April 2026

I feel safe and secure using PayPal and the customer...

I feel safe and secure using PayPal and the customer service is excellent Reviewed on: 24th April 2026

Excellent

Excellent always with no issues Reviewed on: 24th April 2026

Happy customer

I am very satisfied with my PayPal account especially with the credit as it gives me so much flexibility to pay the credit back. Reviewed on: 24th April 2026

PayPal credit

When I rang up to speak to PayPal credit they were helpful with my query and willing to go the extra mile to sort it out for me. They offer flexable and affordable repayments which is a godsend when you don’t have the funds to pay it at once. Reviewed on: 24th April 2026

Simple and easy to use .

Simple and easy to use . Flexible Reviewed on: 24th April 2026

Customer Service is excellent

Needed to set up payment and consolidate two accounts which the service desk assisted with and quickly - much appreciated Reviewed on: 24th April 2026

Always good, never had any issues

Always good, never had any issues Reviewed on: 24th April 2026

PayPal is secure and user friendly

PayPal is secure and user-friendly Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101253 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub