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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181087)

Not had any real problems and when I did it was sort...

5
Not had any real problems and when I did it was sorted quickly in regards to my change of address and my card address changing. Reviewed on: 24th April 2026

Safe, convenient and manageable

5
PayPal has made online purchases and paying friends so much easier and safe. It’s great the amount of places that now accept PayPal. it’s much easier to manage finances and allows me to stay within my own means and budget Reviewed on: 24th April 2026

I’ve been using PayPal payment methods and now the P...

5
I’ve been using PayPal payment methods and now the PayPal credit card. Nothing went wrong over the years. I’m feeling safe and lucky with PayPal and its products and flexible payment methods. Reviewed on: 24th April 2026

so easy to work too easy at times as you see things...

5
so easy to work too easy at times as you see things you like but don’t need Reviewed on: 24th April 2026

PayPal is easy to use and they have very good custom...

5
PayPal is easy to use and they have very good customer service Reviewed on: 24th April 2026

Can use my PayPal credit card so much better

5
Can use my PayPal credit card so much better Reviewed on: 24th April 2026

Very straightforward way of having interest-free cre...

5
Very straightforward way of having interest-free credit over four months. It’s fast and always reliable. Reviewed on: 24th April 2026

Easy to use and works everywhere

5
Easy to use and works everywhere Reviewed on: 24th April 2026

Paypal fo peace of mind

5
PayPal are my go to, if I buy anything off the internet, I go through PayPal, as I know they have my back and will get my money back, which has happened a few times and always been sorted to my satisfaction 100% Reviewed on: 24th April 2026

PayPal has been good to me, this includes flexible p...

5
PayPal has been good to me, this includes flexible payments, good customer service, quick response and quick in sorting out issues of fraud for. Always keep me updated on every change. Reviewed on: 24th April 2026

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