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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181087)

Excellent support

PayPal offer excellent support, so you can be confident in making purchases online. I had a purchase that was a scam and they quickly resolved it and refunded my money. Reviewed on: 24th April 2026

A very handy option at times.

A very handy option at times. I like to use it to split bigger purchases and get more time to pay it off, as I tend to buy larger things when they're on offer, so even with extra fees, I get a better deal Reviewed on: 24th April 2026

Very happy with Paypal since i became a member.

Very happy with Paypal since i became a member. Reviewed on: 24th April 2026

Great platform, easy to use.

Great platform, easy to use. Always offer good offer from 0% credit purchases to pay in 3 options. I have been a customer for many years. Reviewed on: 24th April 2026

PayPal is a great way to spread the cost

PayPal is a great way to spread the cost Reviewed on: 24th April 2026

Customer Service will be 10* if they respond little...

Customer Service will be 10* if they respond little bit quicker, App working good but interface could be better for reading, sometimes is complicated to find payment schedule options to change, otherwise is good. Reviewed on: 24th April 2026

Good service

It's good normal it could be a bit faster at times Reviewed on: 24th April 2026

Never had any issues, always been easy to set up and...

Never had any issues, always been easy to set up and make repayments. Reviewed on: 24th April 2026

Perfect for what I need, clear and easy to use, idea...

Perfect for what I need, clear and easy to use, ideal as an online service too Reviewed on: 24th April 2026

Very good credit. reliable. easy to shop online

Very good credit. reliable. easy to shop online and store. Reviewed on: 24th April 2026

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