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PayPal: PayPal Credit reviews

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4.90
Based on 106,999 reviews, last reviewed 14th May 2026
2590700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick easy to use and stress free Quick easy to use and stress free Reviewed on: 14th May 2026
Helen's avatar
Helen

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106999)

Interest free borrowing option useful

5
I like PayPal because it allows you to easily borrow interest free. The annoying thing about it is that it takes up to a week for paypal transactions to show on online banking, even in pending transactions, so this can be confusing. Reviewed on: 26th May 2024
Milly Mather's avatar
Milly Mather

Great service and excellent service provider

5
Great service and excellent service provider Reviewed on: 26th May 2024
Jay's avatar
Jay

PayPal Credit is a convenient way to pay

5
PayPal Credit is so convenient when making purchases online. The PayPal app is great but if you need to discuss your account, they can be contacted easily on the phone. Reviewed on: 26th May 2024
Irfan Beg's avatar
Irfan Beg

PayPal a one stop solutionnce

3
PayPal is easy to user at merchant shops, especially for online shopping sites. PayPal credit also helps me to keep a track of my expenses, with regular updates from the PayPal support team upon usage etc. via statement helps to plan bert Reviewed on: 26th May 2024
Yashwant J's avatar
Yashwant J

Using PayPal credit always when shopping online for...

5
Using PayPal credit always when shopping online for bigger purchases, easy to use Reviewed on: 26th May 2024
Martins 's avatar
Martins

No problems that I can remember even when asking for...

4
No problems that I can remember even when asking for credit Reviewed on: 26th May 2024
Iris C's avatar
Iris C

If i have had any inquires they have been able to te...

5
If i have had any inquires they have been able to tell me an answer support is always available it helps there is an online chat or you can call them to make it easier, all my payments have gone through perfectly and also they have really good promotions on all the time. Reviewed on: 26th May 2024
Jake s's avatar
Jake s

I have only had great experiences using PayPal online.

5
I have only had great experiences using PayPal online. Quick easy and safe. Reviewed on: 26th May 2024
anna c's avatar
anna c

Super A plus

5
Good experience well deserved A+++++++ Reviewed on: 26th May 2024
Olugbenga B's avatar
Olugbenga B

Good no problems at all.

5
Good no problems at all. Sometimes pay in 3 does not work Reviewed on: 26th May 2024
Jg's avatar
Jg

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