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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181087)

Great service

Efficient and informative aboutpurchases and returns Reviewed on: 24th April 2026

Very easy to use and straight forward

Very easy to use and straight forward Reviewed on: 24th April 2026

Great for purchases, would always use

Great for purchases, would always use Reviewed on: 24th April 2026

PayPal has amazing rates and the new card is a great...

PayPal has amazing rates and the new card is a great advantage. Reviewed on: 24th April 2026

Paypall is my number one when looking for spreading...

Paypall is my number one when looking for spreading payment. Reviewed on: 24th April 2026

Excellent product- refund from scrupulous traders de...

Excellent product- refund from scrupulous traders dealt with swiftly and the option to spread costs is so flexible. Reviewed on: 24th April 2026

Easy to reach out to customer service

Easy to reach out to customer service to get issues resolved on time. Also made it easy to track activities. Never had an issue with PayPal credit as yet. Reviewed on: 24th April 2026

Good! Thank you

Good! Thank you. Shame there is interest Reviewed on: 24th April 2026

A bit hard to change preferred payment

A bit hard to change preferred payment Reviewed on: 24th April 2026

Option to have pay in 3 times or

Option to have pay in 3 times or Reviewed on: 24th April 2026

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