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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181087)

Exclusive offers best service many options to pay

Exclusive offers best service many options to pay Reviewed on: 24th April 2026

Very good service when I was used in past and my way

Very good service to use in my way Reviewed on: 24th April 2026

Paypal is a trustworthy and dependable way to pay fo...

Paypal is a trustworthy and dependable way to pay for products online. Reviewed on: 24th April 2026

Paypal Services

Straight forward and prompt. Always use PayPal as trustworthy Reviewed on: 24th April 2026

PayPal credit

Easy payments and straightforward to use app Reviewed on: 24th April 2026

Gives me the extra buffer and security needed for my...

Gives me the extra buffer and security needed for my online shopping Reviewed on: 24th April 2026

I’ll be honest, no one loves a payment app like Paypal

I’ll be honest—no one loves a payment app the way they love music or people. But sometimes, something as simple as PayPal earns a weird kind of loyalty because of what it makes possible. A few years ago, I was trying to sell some clothes online. Nothing big—just pieces I’d collected over time that didn’t fit my style anymore. At first, everything felt sketchy. Random buyers, messages at odd hours, people asking for strange payment methods. It didn’t feel safe. Then someone suggested PayPal. The first time I used it, it felt almost too easy. The buyer sent the money, it showed up instantly, and there was this quiet reassurance in the background—buyer protection, seller protection, a record of everything. No awkward bank details, no worrying if someone would “forget” to pay after receiving the item. Over time, it became more than just a tool. It was how I paid small artists I discovered online. How I split bills with friends without making it awkward. How I sent money internationally without feeling like I was being robbed by fees or delays. It just… worked. And yeah, there were moments it wasn’t perfect. Occasional holds, fees that made you sigh, customer service that took patience. But even then, it felt like part of a system trying to balance trust between strangers on the internet—which is no small thing. So when I say I “love” PayPal, it’s not in some blind, brand-worship way. It’s more like respect. It made online transactions feel normal, even human. It removed just enough friction that you could focus on what actually mattered—buying, selling, supporting people, building something. And in a world where most online interactions feel disposable, having something that quietly makes things smoother and safer? That’s worth appreciating. Reviewed on: 24th April 2026

Great for money in times needed extra credit for goo...

Great for money in times needed extra credit for goods to buy. Reviewed on: 24th April 2026

Always had a good experience using PayPal.

Always had a good experience using PayPal. PayPal credit has made shopping more convenient Reviewed on: 24th April 2026

PayPal credit is so easy to use

PayPal credit is so easy to use and the 0% for 4 months on eligible purchases is so much better than using a credit card. Making purchases is really fast. Checking your balance and making payments is really easy on the app too. Reviewed on: 24th April 2026

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