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PayPal: PayPal Credit reviews

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4.90
Based on 106,939 reviews, last reviewed 14th May 2026
2588000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal Credit on numerous occasions bit it... I've used PayPal Credit on numerous occasions bit it for large or small purchases. What I like most about PayPal Credit is that I find very secure, an... Read more Reviewed on: 14th May 2026
Simon Thompson's avatar
Simon Thompson

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106939)

Well i am using PayPal God knows for how long.

5
Well i am using PayPal God knows for how long. Its so useful and customer service very good when need to sort out any kinda issues i have faced from third party companies. I am using Paypal credit too. Its so useful too. Highly recommended Reviewed on: 26th May 2024
SAZIA AFRIN's avatar
SAZIA AFRIN

Very convenient!

5
Very convenient! Easy use when needed. Prompt reply and service when problems occur. Reviewed on: 26th May 2024
Paula P's avatar
Paula P

Very useful and easy to use!

5
I have used paypal credit for a number of transactions. Was very easy to set up and manage through both the app and the website. Very user friendly and will definitely continue using. The option for 4 months interest free is incredibly useful, allowing me to manage my money much easier. Reviewed on: 26th May 2024
Alex L's avatar
Alex L

Nice and easy transactions hastle free

5
Nice and easy transactions hastle free Reviewed on: 26th May 2024
Metin m's avatar
Metin m

Had a seamless experience so far.

5
Had a seamless experience so far.. Waiting for the updated Cryptocurrency regulation to continue trading bitcoin. Reviewed on: 26th May 2024
Rhyn's avatar
Rhyn

Good for small purchases

4
Conveniant credit service. In some occasions the pay off therm could be slightly bigger. Offer for 3-4 month no interest is good for small purchases. Reviewed on: 26th May 2024
Krystian D's avatar
Krystian D

Brilliant

5
Very easy to use and works very well !!! Reviewed on: 26th May 2024
Adrian P's avatar
Adrian P

Good Customer Service.

5
Good Customer Service. Ease of payment Reviewed on: 26th May 2024
Obamek's avatar
Obamek

Was really easy to apply for and customer services a...

5
Was really easy to apply for and customer services are very good Reviewed on: 26th May 2024
paul j's avatar
paul j

Safe and secure, straightforward, good app interface...

5
Safe and secure, straightforward, good app interface, friendly and professional customer services. Reviewed on: 26th May 2024
Mohammed Y's avatar
Mohammed Y

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