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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181088 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181088)

PayPal credit is so easy to use

PayPal credit is so easy to use and the 0% for 4 months on eligible purchases is so much better than using a credit card. Making purchases is really fast. Checking your balance and making payments is really easy on the app too. Reviewed on: 24th April 2026

Great Options

Recently started using PAYPAL and it offers options others don’t, like pay in 3 Reviewed on: 24th April 2026

I have never had a problem with PayPal I love how fl...

I have never had a problem with PayPal I love how flexible and reliable it is.I also know that if I order anything online I have protection with PayPal. Reviewed on: 24th April 2026

PayPal has helped me in all aspects pay in 3 PayPal...

PayPal has helped me in all aspects pay in 3 PayPal credit providing me with opportunities like holidays and weekends away with there interest free payment options Reviewed on: 24th April 2026

It’s quick and easy to use and provides good rewards.

It’s quick and easy to use and provides good rewards. Being able to have the card virtual in my phone helps to not miss out the option to earn points. Reviewed on: 24th April 2026

PayPal credit has helped me in many occasions, it gi...

PayPal credit has helped me in many occasions, it gives costumers the opportunity to pay in 4x instalments 0% interest, something other credit card companies don’t tend to offer. Reviewed on: 24th April 2026

Easy payment

Shopping made easy.No hassle shopping. Reviewed on: 24th April 2026

No control of credit limits

Unlike other apps, paypal credit have zero control over credit limits. Mine hasn't gone up in 5 years whilst my other accounts in other banks have. Clearly its not the credit score. Reviewed on: 24th April 2026

love the experience and help

I love the experience i get to have with paypal credit helps me a ton and is such a good and polished app Reviewed on: 24th April 2026

Great customer service

Always been very prompt on answering my questions when ever I call customer service very professional and kind people to talk to keep up the good customer service Reviewed on: 24th April 2026

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