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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,845 reviews, last reviewed 14th May 2026
2583700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal are provide an excellent customer service. PayPal are provide an excellent customer service. They are extremely helpful. Always use PayPal as I know I’m protected when making any purchase. Reviewed on: 14th May 2026
Kim P's avatar
Kim P

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026
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Lemoner
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106845)

It’s a good service but can be easy to overspend, th...

4
It’s a good service but can be easy to overspend, thankfully I’ve managed to get my spending sorted and now I’m in a much better position. It really helps out when in a pinch or making purchases that could go wtong Reviewed on: 26th May 2024
Sophie S's avatar
Sophie S

Managing money with Paypal

5
Brought various items using PayPal pay in 3 absolutely brilliant, easy to use & quick. Great way of managing your money when theres so many demands on our incomes. You can still buy the things you need. In a responsible way Reviewed on: 26th May 2024
Big Si's avatar
Big Si

It’s there when I need it.

5
It’s there when I need it. Handy for social media purchases Reviewed on: 26th May 2024
claudia w's avatar
claudia w

Very good and helpful in rainy days

5
Very good and helpful in rainy days Reviewed on: 26th May 2024
Naima Jamil's avatar
Naima Jamil

PayPal is so easy

5
I have used pay in three and PayPal credit alongside straightforward payments and sending payment to friends. It’s so easy to use and the app is simple. Reviewed on: 26th May 2024
Sarah S's avatar
Sarah S

I have used PayPal credit on numerous occassions and...

5
I have used PayPal credit on numerous occassions and its very easy to use and helps to give you a little extra time to pay off your purchase. Reviewed on: 26th May 2024
VJ's avatar
VJ

Happy long term user

5
I have been using PayPal for many years and it has become a very versatile and reliable payment method which I try to use when possible for online payments. With the addition of the PayPal Credit options it makes spreading the cost of some larger purchases much easier and is very easy to manage repayments and monitor your account. Reviewed on: 26th May 2024
Peter Tullett's avatar
Peter Tullett

A very good service.

5
A very good service. They always help if there is a problem with a payment and get it rectified as soon as possible. Reviewed on: 26th May 2024
Barbara C's avatar
Barbara C

0% interest and easy and clear communication about r...

5
0% interest and easy and clear communication about repayment, what more would I want? Reviewed on: 26th May 2024
MarL's avatar
MarL

Easy and convenient to use.

5
Easy and convenient to use. Easy to navigate around on the app. Reviewed on: 26th May 2024
Lynsey Y's avatar
Lynsey Y

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