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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181088 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181088)

It’s very handy and easy to use.

It’s very handy and easy to use. Can check on the app and keep up to date with transactions etc Reviewed on: 24th April 2026

Had PayPal cred for a few years now

Had PayPal cred for a few years now and have consistently used it for the larger purchases I love having 0% for 4 months over £99 Reviewed on: 24th April 2026

Really good at reminding you about payments due and...

Really good at reminding you about payments due and giving you options to explore your finances Reviewed on: 24th April 2026

Paypal credit is really easy to use and really easy...

Paypal credit is really easy to use and really easy to manage. When it comes down to customer support, I cannot complain one bit. Reviewed on: 24th April 2026

Fast service and never had a problem

Fast service and never had a problem Reviewed on: 24th April 2026

Amazing and supportive. Always convenient

Amazing and supportive always comvieenf when lending money no hassle. Interest free when paid on time. Helpful informative. Reviewed on: 24th April 2026

No problems so far.

No problems so far. Always plenty of reminders and notifications. Reviewed on: 24th April 2026

Easy peasy

I use pay pal all the time. It’s quick and easy to use. Plus points back for ever time I spend. Money. Reviewed on: 24th April 2026

It’s easy to add pay in 3 to so many transactions wh...

It’s easy to add pay in 3 to so many transactions which helps me stretch my budget for bigger purchases without having to pay interest Reviewed on: 24th April 2026

PayPal Credit Perfect, online selling

PayPal Credit Perfect, online selling Reviewed on: 24th April 2026

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