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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,762 reviews, last reviewed 14th May 2026
2579900% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great option to spread costs No issues and convenient - great option for when you want to buy more expensive items Reviewed on: 14th May 2026
Anita M's avatar
Anita M

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106762)

Good and prompt service.

4
Good and prompt service.. Easy accessible service. Reviewed on: 25th May 2024
Janet J's avatar
Janet J

Very seamless and easy to use.

5
Very seamless and easy to use. Useful when there isn't money available in your bank account l. Also by using paypal you have the peace of mind that your purchase is protected incase of any wrong doing from the merchant. Reviewed on: 25th May 2024
Mehmet C's avatar
Mehmet C

Easy and to use.

4
The love the payment installments Reviewed on: 25th May 2024
Susan 's avatar
Susan

Paypal is the Ying to my Yang.

5
Paypal is the Ying to my Yang. If you're in need of spreading the cost or buying items with protection in mind then paypal is for you Reviewed on: 25th May 2024
Ross A's avatar
Ross A

Mostly happy

4
Interest is a bit high and apparently my review was to short so I had to type some woffle Reviewed on: 25th May 2024
Bonkeydollock's avatar
Bonkeydollock

Very safe and secure good app and easy to navigate.

5
Very safe and secure good app and easy to navigate. Reviewed on: 25th May 2024
Stephen D's avatar
Stephen D

PayPal is quick easy and secure my preferred payment...

5
PayPal is quick easy and secure my preferred payment option when buying online purchases Reviewed on: 25th May 2024
Shona Mackay's avatar
Shona Mackay

Good and excellence.

5
Good and excellence. It helps in so many ways Reviewed on: 25th May 2024
Jimmy o's avatar
Jimmy o

Pay 3 good if you can make pay in 6 and 12 that woul...

5
Pay 3 good if you can make pay in 6 and 12 that would be great Reviewed on: 25th May 2024
A Joinery's avatar
A Joinery

PayPal Credit offers a convenient and flexible way t...

5
PayPal Credit offers a convenient and flexible way to finance purchases, allowing for easy monthly payments without annual fees. Reviewed on: 25th May 2024
SURAJKUMAR P's avatar
SURAJKUMAR P

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