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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181088 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181088)

Paypao - amazing

Paypal has been amazing helping me make purchases quick when needed. Anytime things come up last minute when I'm not particularly in a great financial situation paypal has made ot possible to still be able to make the purchases I have needed Reviewed on: 24th April 2026

Brilliant!

Great service! Prompt and efficient! Reviewed on: 24th April 2026

Easy to use, great credit limit.

Easy to use paypal for shopping. Provides peace of mind. Great credit limit. Love the 0% interest option for bigger purchases. £20 credit amazing bonus. Reviewed on: 24th April 2026

Never had any issues allways very helpful

Never had any issues allways very helpful Reviewed on: 24th April 2026

s perfect

Problem of paying for a specific loan/purchase yourself but the rest is perfect Reviewed on: 24th April 2026

Good and easy to use app

Very flexible and easy to use the app, credit limit never gets declined Reviewed on: 24th April 2026

Easy to use and convenient .

Easy to use and convenient - payments are easy to monitor and the added protection that PayPal affords Reviewed on: 24th April 2026

Made for the modern user

PayPal is a great platform, made for the modern user — it’s easy to use, super secure (I personally love the 2FA functionality), and makes paying, being paid and transferring money to people very easy :) It’s genuinely an “add-on” to modern, on the go kind of life… Not to mention that it helps with connecting with people from all over the world. Reviewed on: 24th April 2026

paypal is brilliant but my only criticism is the int...

paypal is brilliant but my only criticism is the interest charges Reviewed on: 24th April 2026

A very good, professional and customer focused organ...

A very good, professional and customer focused organisation. Reviewed on: 24th April 2026

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