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PayPal: PayPal Credit reviews

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4.90
Based on 106,718 reviews, last reviewed 14th May 2026
2577800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is amazing & helps we buy this over a period... PayPal is amazing & helps we buy this over a period of time I use it a lot! Any problems there always happy to help Reviewed on: 14th May 2026
Nell's avatar
Nell

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106718)

Several time I've needed to buy certain item and the...

5
Several time I've needed to buy certain item and the two interest-free options have really helped me Reviewed on: 25th May 2024
Marcus W's avatar
Marcus W

Paypal credit is a very useful financial tool to hav...

5
Paypal credit is a very useful financial tool to have alongside the ability to spread a purchase across 3 payments interest free! Reviewed on: 25th May 2024
Tom s's avatar
Tom s

Easy to use

5
Great easy to use service. Pay in 4 is very good if you stick to the plan Reviewed on: 25th May 2024
David G's avatar
David G

I've been using PayPal for years and I've never had...

5
I've been using PayPal for years and I've never had an issue Reviewed on: 25th May 2024
LG's avatar
LG

Great app, very easy to use and understand, good exp...

5
Great app, very easy to use and understand, good explanations and help when needing to talk to someone, easy to use pay in three and for PayPal credit Reviewed on: 25th May 2024
Russell M's avatar
Russell M

Easy, quick and reliable service

5
Easy, quick and reliable service Reviewed on: 25th May 2024
Michael M's avatar
Michael M

PayPal are my go to for credit transactions

5
Never had any problems with PayPal that time that I had fraud happen they were really good and professional and I like how easy it is to use them. Reviewed on: 25th May 2024
Marisa 's avatar
Marisa

Safer way to Shop

5
Just so handy for online payment saving you entering you credit card number just feels safer and gives you peace of mind. It's free to join and easy to control with the PayPal app Reviewed on: 25th May 2024
Bill 's avatar
Bill

Payments simplified

5
Have been using this service for years. Very easy and simple to use. Spread payments and pay back at your own convenience Reviewed on: 25th May 2024
Riz's avatar
Riz

Really good service

5
Very fast acceptance. Really easy process and app is user friendly. Reviewed on: 25th May 2024
Jake F's avatar
Jake F

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