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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,687 reviews, last reviewed 14th May 2026
2576450% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy navigation The app is easy to navigate and makes it easy to keep track and manage my credit account. Reviewed on: 14th May 2026
Nicole C's avatar
Nicole C

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106687)

It's Fast and Easy to apply and setup.

5
It's Fast and Easy to apply and setup. Very affordable too! Reviewed on: 25th May 2024
Trevelyan F's avatar
Trevelyan F

I use it all the ton the 4 months interest...

5
I use it all the ton the 4 months interest free option Reviewed on: 25th May 2024
Stan B's avatar
Stan B

Good stuff.

5
Good service with good discount. Not used customer service yet but no issues all round. Would recommend. Reviewed on: 25th May 2024
BP's avatar
BP

So easy to use and especially good for spreading the...

5
So easy to use and especially good for spreading the cost of large buys interest free Reviewed on: 25th May 2024
H B's avatar
H B

I've used for multiple purchases over the years.

5
I've used for multiple purchases over the years. Never accumulated debt. Helps me buy what I need and want at the time. Reviewed on: 25th May 2024
Gareth M's avatar
Gareth M

Used for a while and find it so easy to...

5
Used for a while and find it so easy to use Reviewed on: 25th May 2024
Stephanie W's avatar
Stephanie W

amazing service recommend it pay in 3 was amazing pl...

5
amazing service recommend it pay in 3 was amazing plus if you cannot afford anything straight away paypal credit is the way to go about it Reviewed on: 25th May 2024
Haider A's avatar
Haider A

Who doesn't want PayPal credit

5
I have used PayPal credit, it is a very useful tool to have at your disposal. Will use again and again. Reviewed on: 25th May 2024
Thomas K's avatar
Thomas K

Paypal provides a great credit service.

5
Paypal provides a great credit service. I have never had an issue with it. I use it as am easy way to spread payments for things I can't buy outright. Reviewed on: 25th May 2024
ELIZABETH K's avatar
ELIZABETH K

I always get help with no concerns

5
I always get help with no concerns Reviewed on: 25th May 2024
Mitch T's avatar
Mitch T

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