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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Simply the best.

Easy to use and make payments, purchase and with receipt evidence of transaction. Customer service excellent Reviewed on: 24th April 2026

It’s very good and use to easy it’s make your life e...

It’s very good and use to easy it’s make your life easy and you can do more easy shopping with this card Reviewed on: 24th April 2026

New user

Found this easy to setup haven’t used it yet but I do use PayPal regularly Reviewed on: 24th April 2026

the good and bad about PayPal

Getting receipts for payments is too protracted. customer service always directs you to their site for FAQ. After I have tried this route it’s never easy to speak to a real person. Whilst I appreciate it’s a large company it has lost its customer focus. It’s just a big machine with no emotion or empathy. Reviewed on: 24th April 2026

All the time i use the service is always fast and re...

All the time i use the service is always fast and reliable Reviewed on: 24th April 2026

Paypal gives me security and peace of mind.

Paypal gives me security and peace of mind. I have the reassurance that I can ask Paypal to help me if I have any issues. This is especially the case if items do not arrive or are not in perfect condition. Reviewed on: 24th April 2026

It's the most convenient way to pay online and you k...

It's the most convenient way to pay online and you know your safe with PayPal Reviewed on: 24th April 2026

Paying in instalments with 0% interest is awesome.

Paying in instalments with 0% interest is awesome. Reviewed on: 24th April 2026

Convenient.

So useful for paying for goods and accepted most places. Interest quite high on the Credit scheme. Reviewed on: 24th April 2026

I use paypal for everything I can.

I use paypal for everything I can. I like having my card in 1 place that I find secure and easy to update if lost, stole or expired. I have paypal credit and use the 4 months interest free credit a lot. Overall really happy with paypal, long time user and can't remember ever having issues with the service Reviewed on: 24th April 2026

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