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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106676 reviews)

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4.90

Based on 106,676 reviews, last reviewed 14th May 2026

2576000% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I think the credit card is really good and also the... I think the credit card is really good and also the new point system is amazing. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106676)

I love the fact they offer 4 months interest free it...

I love the fact they offer 4 months interest free it’s great,also easy to use and there is no stress nor hassle. Reviewed on: 25th May 2024

Love using the 0% deals whenever I can, never had an...

Love using the 0% deals whenever I can, never had any issues. Reviewed on: 25th May 2024

Excellent service

Excellent service and always there when needed Reviewed on: 25th May 2024

Super Support team

I have encountered a seller issue who misinformed me and charged me for a service I haven't subscribed. Customer service agents supportive, professional, helpful and assisting me with every step of the refund request Reviewed on: 25th May 2024

Never have an issue with it.

Never have an issue with it. They have great customer service if something goes wrong. Great service. Helps me out when I’m in a jam just before payday Reviewed on: 25th May 2024

Flexible affordable option

Love the flexibility of PayPal credit and the ease at repaying it when I want to Reviewed on: 25th May 2024

Very reliable, easy access and good service!

Very reliable, easy access and good service! Reviewed on: 25th May 2024

PayPal credit is a great help to me.

PayPal credit is a great help to me. Always there when I need it Reviewed on: 25th May 2024

Always feel safer and every time I spend money and a...

Always feel safer and every time I spend money and also feel like I can have better control over my money Reviewed on: 25th May 2024

The 0% for 4 months has been a big help...

The 0% for 4 months has been a big help in spreading out the cost of some home improvement projects. Reviewed on: 25th May 2024

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