Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 106,672 reviews, last reviewed 14th May 2026
2575800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience, never had any issues with paypal. Amazing experience, never had any issues with paypal. They've even helped me out when my purchased never showed up. Were more than happy to help and g... Read more Reviewed on: 14th May 2026
Joseph R's avatar
Joseph R

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106672)

Very easy to use and the experience on the app makes...

5
Very easy to use and the experience on the app makes it a go to for me Reviewed on: 25th May 2024

Best of the best

5
I love the way I can pay with paypal credit în 4 months without any intrest Reviewed on: 25th May 2024

PayPal credit

5
Swift service, trustworthy and has been a great financial help for me in managing my finances. Is offered in many places, easy to transfer money. Also to spread cost and receive funds Reviewed on: 25th May 2024

Whenever possible, I use PayPals Interest free 3 mon...

5
Whenever possible, I use PayPals Interest free 3 month credit. Even if I have the cash, it's a no brainer for their Payment protection. If something was to go wrong, the backing of PayPal makes vendors take your concerns seriously. Reviewed on: 25th May 2024

Exceptional customer service, questions always answe...

5
Exceptional customer service, questions always answered quickly Reviewed on: 25th May 2024

No,problems.On the ball

5
No,problems.Notifications for due day payments.Security warnings if a payment looks suspicious. Never let me down . Reviewed on: 25th May 2024

It's credit made easy with PayPal.

5
I love how easy it is to spread the cost of items and how easy it is to see how your mothy payment are worked out. Reviewed on: 25th May 2024

PayPal credit is excellent and easy to use.

5
PayPal credit is excellent and easy to use. It has come to my aid several times Reviewed on: 25th May 2024

PayPal gives me the confidence when shopping

5
PayPal gives me the confidence of feeling secure whenever I make a purchase as well as knowing that they are always there if I ever need them Reviewed on: 25th May 2024

Fantastic service

5
very easy to pay anywhere. service is very good as well Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 50588 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3715 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products