Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Simple and safe

5
A really simple and safe option for paying online, good options with Pay in 3 and PayPal credit. Reviewed on: 24th April 2026

PayPal Abroad

5
PayPal has made certain payments abroad possible where my own bank had restrictions Reviewed on: 24th April 2026

I love PayPal and has used it for years, it has help...

5
I love PayPal and has used it for years, it has helped me pay for bigger purchases and send money to my family. Reviewed on: 24th April 2026

No stress

5
Easy to use and has great options for payments Reviewed on: 24th April 2026

So handy

5
So handy for payment espcially pay 3 in one. Can make large amounts or purchaes and it off little by little Reviewed on: 24th April 2026

PerfectHad very good experience

5
Had very good experience. Very fast and accessible Reviewed on: 24th April 2026

Confidence in customer care

5
If any issues arise they are always resolved efficiently and professionally Reviewed on: 24th April 2026

Great service

5
Always on hand of i need to talk to someone. Reviewed on: 24th April 2026

Have been using PayPal for as long as I can remember...

5
Have been using PayPal for as long as I can remember, have had no issues. It is easy to use, reliable and easy to set up. Transfers are fast, everything is logged and recorded on statements. Reviewed on: 24th April 2026

Never had any issues, always good when fixing great...

5
Never had any issues, always good when fixing great way of paying online Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101254 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products