Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 106,669 reviews, last reviewed 14th May 2026
2575650% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up Easy to set up and clear instructions Reviewed on: 14th May 2026
Alec D's avatar
Alec D

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106669)

Very good experience with PayPal

5
Very good experience with PayPal Reviewed on: 25th May 2024

It’s always safe and secure to use paypal

4
It’s always safe and secure to use paypal Reviewed on: 25th May 2024

Great experience...

5
Great experience Great indeed Reviewed on: 25th May 2024

I use PayPal regularly to buy goods and pay on line...

5
I use PayPal regularly to buy goods and pay on line as it allows me security and occasionally to spread payment at low cost via credit , pay in 3 etc.. Reviewed on: 25th May 2024

Paypal credit

5
Over all good, when I contact customers service Reviewed on: 25th May 2024

Always amazing experience Paypal never let me down a...

5
Always amazing experience Paypal never let me down and always ready to help whenever I am stuck ķ Reviewed on: 25th May 2024

Very useful to have PayPal credit, service...

5
Very useful to have PayPal credit, excellent service of funding, very easy to apply for and excellent customer service when required. Reviewed on: 25th May 2024

Always been great & customer service is excellent

5
Always been great & customer service is excellent Reviewed on: 25th May 2024

convenient

5
It’s super easy and convenient to use. credit plans are also very helpful. Reviewed on: 25th May 2024

PayPal makes my life easy when buying goods online

5
PayPal makes my life easy when buying goods online Reviewed on: 25th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review