Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181090)

I love PayPal

Ive used PayPal for years and i really love using it. PayPal has made my shopping experience really easy and for that im thankful. Reviewed on: 24th April 2026

A big help to me when I need to buy something I can’...

A big help to me when I need to buy something I can’t afford until my pension comes in Reviewed on: 24th April 2026

Paypal credit and easy way to pay xxx

PayPal credit is useful easy way to pay for something quickly n have more time to pay bk normally monthly. Very good along as u pay bk on time xxx Reviewed on: 24th April 2026

Easy and convenient way to pay, pay in 3 - great, ti...

Easy and convenient way to pay, pay in 3 - great, time to pay with PayPal credit with no interest- excellent Reviewed on: 24th April 2026

Good rewards and credit system.

Good rewards and credit system. The four month interest free period is a big plus Reviewed on: 24th April 2026

Accessible & affordable

PayPal offer different ways to pay which makes it more affordable for people so they don’t have to miss out on things. Reviewed on: 24th April 2026

Paypal is a versatile tool, especially while living...

Paypal is a versatile tool, especially while living abroad. Reviewed on: 24th April 2026

Great customer service and expanding financial produ...

Great customer service and expanding financial products. Reviewed on: 24th April 2026

Highly recommend Paypal!

Very user friendly app and service is great when you need support. I appreciate the rewards scheme and the recent introduction of a physical card is excellent Reviewed on: 24th April 2026

Credit where credits due

Simply to use it helps me manage my unexpected bills without paying interest, love hove you can split away ment into 3 ag no extra cost Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101255 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub