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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Great product.

5
Great product. I actively use PayPal in my day to day life Reviewed on: 24th April 2026

Excellent service.

5
Excellent service. Highly recommended Reviewed on: 24th April 2026

Been using PayPal for years, the PayPal credit enabl...

5
Been using PayPal for years, the PayPal credit enabled me to pay for a holiday and pay it off slowly throughout the year Reviewed on: 24th April 2026

Never had any issues, love the different credit opti...

5
Never had any issues, love the different credit options, buy now pay later, pay in 3 etc Reviewed on: 24th April 2026

Very good overall.

5
Very good overall. Safety is number one option for me and PayPal is offering this . Reviewed on: 24th April 2026

Easy way to pay friends and family

5
Easy way to pay friends and family Reviewed on: 24th April 2026

Best card ever

5
No hassle, brilliant app with lots of perks Reviewed on: 24th April 2026

Always a smooth experience, everything is very clear

5
Always a smooth experience, everything is very clear Reviewed on: 24th April 2026

Better than using your credit card.

5
It’s better than using your credit card. You don’t have worry about no funds in the account when you need to buy something. Reviewed on: 24th April 2026

Easy to use and understand app.

5
Easy to use and understand app. Good communications and low interest on PayPal credit Reviewed on: 24th April 2026

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