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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106665 reviews)

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4.90

Based on 106,665 reviews, last reviewed 14th May 2026

2575450% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and very simple to understand overall ve... Easy to use and very simple to understand overall ver good Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106665)

It's so easy to use.

It's so easy to use and very competitive Reviewed on: 25th May 2024

more easy and convenient to purchase online

more easy and convenient to purchase online Reviewed on: 25th May 2024

So handy

It has allowed me the freedom to be able to buy things needed with low credit. Easy to manage and easy to pay off. Reviewed on: 25th May 2024

Easy to use

Paypal is easy to use, with 4 months interest free it is helpful to split up lager payments, whilst getting the added benefits of using a credit card. Easy to use app and a brand you feel confident using Reviewed on: 25th May 2024

I have had no bad experiences to date

I have had no bad experiences to date Reviewed on: 25th May 2024

flexible and .easy to manage

Easy flexible bought my last 5 item via PayPal credit Reviewed on: 25th May 2024

fast service excellent custome service recommended

Very helpful excellent customer service Reviewed on: 25th May 2024

Excellent credit card

Always available for those times when you need a little help Reviewed on: 25th May 2024

PayPal made my holiday even easier and affordable

PayPal made my holiday even easier and affordable Reviewed on: 25th May 2024

Fantastic credit service

I have used PayPal credit for several purchases, and it’s always easy and efficient. Paying it back is easy and the interest free is brilliant. Reviewed on: 25th May 2024

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