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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106659 reviews)

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4.90

Based on 106,659 reviews, last reviewed 14th May 2026

2575200% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I feel secure with PayPal, and it offers a range of... I feel secure with PayPal, and it offers a range of payment and credit options that help spread costs. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106659)

Easy banking

Makes everyday banking worry free Reviewed on: 25th May 2024

Excellent service with piece of mindpaypal

Excellent service with piece of mind Reviewed on: 25th May 2024

I love the pay in 3 .

I love the pay in 3 . Really more manageable to break the cost down over 3 payments Reviewed on: 25th May 2024

Realy easy to apply and get online.

Realy easy to apply and get online. Mobile app Reviewed on: 25th May 2024

Pay in 3 is great to spread the cost of something ov...

Pay in 3 is great to spread the cost of something over the short term with zero interest and without building up credit card debt Reviewed on: 25th May 2024

I have been with PayPal for years.

I have been with PayPal for years. The odd occasion when I’ve needed to contact customer services It’s been my experience that they have always been helpful polite and professional. Reviewed on: 25th May 2024

When checking out with PayPal credit it’s fast and e...

When checking out with PayPal credit it’s fast and easy. Reviewed on: 25th May 2024

It's very useful but please do no interest 6 or 12 m...

It's very useful but please do no interest 6 or 12 months offers as well 4 months isn't enough Reviewed on: 25th May 2024

Consumer friendly

Simple to use and simple to stay on top of things Reviewed on: 25th May 2024

Excellent service

Good for yo pay in installment and increase to buy more items with the credit. Reviewed on: 25th May 2024

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