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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

PayPal is my go to

I’ve used PayPal credit now for years I li that I can make a purchase the get o% for 4 months and spread the banshee over 3 makes it easier to get what you want without saving up Reviewed on: 24th April 2026

Best credit I ever had.

Best credit I ever had. Easy to manage and mostly interest free. Reviewed on: 24th April 2026

Great Exerience with the PayPal.

Great Exerience with the PayPal.. Reviewed on: 24th April 2026

Super but sometimes foreign exchange fees are large

Super but sometimes foreign exchange fees are large Reviewed on: 24th April 2026

Poor Scam Support

Didn’t follow up when I got scammed out of around £200. Had to keep chasing and still nothing. 5 years later. Reviewed on: 24th April 2026

Excellent service!

Excellent service! Like the option of interest free over several months. Plus when I had an issue with a company that I had purchased a product from & never received, paypal were quick at sorting out this issue & refunding my money. Thankyou. Reviewed on: 24th April 2026

Very straight forward and simple to set up

Very straight forward and simple to set up Reviewed on: 24th April 2026

Used paypal for years, never had a problem.

Used paypal for years, never had a problem. Reviewed on: 24th April 2026

Brilliant!

I use PayPal credit for the purchases I may need a little more time to spread the cost especially more expensive items. I have used Paypal credit for many years now and 100% trust Paypal due to exellent customer services. Reviewed on: 24th April 2026

It felt convenient to use and credit facility is goo...

It felt convenient to use and credit facility is good to use. Thanks Reviewed on: 24th April 2026

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