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PayPal: PayPal Credit reviews

4.90
Based on 106,650 reviews, last reviewed 14th May 2026
2574800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It always help and make it easier to pay in 4 instal.. It always help and make it easier to pay in 4 instalments Reviewed on: 14th May 2026
Shabir's avatar
Shabir

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106650)

Great experience start to finish with PayPal

5
Great experience start to finish with PayPal Reviewed on: 25th May 2024

I’ve had PayPal credit for years and it’s great to h...

5
I’ve had PayPal credit for years and it’s great to have something to lean on when times get tough. Reviewed on: 25th May 2024

Very easy process and app works really well

5
Very easy process and app works really well Reviewed on: 25th May 2024

Always quick

5
Always quick and clear answers when needed. Opens a safe place for purchases Reviewed on: 25th May 2024

Not always there for you

4
I had a few problems with an electric bike didn't get much help from PayPal credit Reviewed on: 25th May 2024

I have had no problem at all using PayPal prompt and...

5
I have had no problem at all using PayPal prompt and professional Reviewed on: 25th May 2024

Love using PayPal for peace of mind and convenience

5
Love using PayPal for peace of mind and convenience Reviewed on: 25th May 2024

Efficient service

5
Satisfactory service and efficient service. Faster payment with 5 star experience. If you are thinking of joining PayPal account and credit account, please join without hesitation Reviewed on: 25th May 2024

Easy and straightforward application process.

5
Easy and straightforward application process. Quick decision and affordable rate of interest. Very pleased with everything. Reviewed on: 25th May 2024

Pay pal credit is good, but make sure we pay off the...

4
Pay pal credit is good, but make sure we pay off the money fastly. Reviewed on: 25th May 2024

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