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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

I pay for everything online through PayPal even goin...

I pay for everything online through PayPal even going through my bank I trust PayPal more than my bank as I have had problems online paying with bank card and couldn't get money back but PayPal helped me sort my money out that was owed which I was grateful for Reviewed on: 24th April 2026

Spectacular!

Pay Pal is great! Easy to use and pay for stuff, especially transferring money to friends and family, I also love the protection you get when purchasing items. Reviewed on: 24th April 2026

Great service and excellent for borrowing short term

Great service and excellent for borrowing short term Reviewed on: 24th April 2026

Reliable for transferring funds and paying for goods

Reliable for transferring funds and paying for goods Reviewed on: 24th April 2026

PayPal services review

Quick and efficient way to mange and spend your money Reviewed on: 24th April 2026

Good for shopping

Find it very easy to use and navigate the app Reviewed on: 24th April 2026

Paypal is reliable and secure

I have used Paypal for may years, I get a sense of secure payments and the insurance of protection against fraudsters. Reviewed on: 24th April 2026

Fantastic and easy to use!

Fantastic and easy to use! Easy to repay with a direct debit. So many retailers allow you to use PayPal now also! Trustworthy Reviewed on: 24th April 2026

Super convenient for spreading costs

I’ve been using PayPal Credit for about 8 months now and it’s honestly made online shopping way less stressful. The 0% interest offers on purchases over £99 for 4 months are brilliant for bigger buys. I used it for a new washing machine and paid it off comfortably without any interest. What I like: - Seamless checkout: If a site takes PayPal, PayPal Credit is usually an option. No new applications each time. - Clear dashboard: The app shows exactly what I owe, payment dates, and how much promo period I’ve got left. No nasty surprises. - Flexibility: I can make minimum payments when money’s tight, or clear it early with no fees. - Buyer protection: Same PayPal protection as normal, which gives peace of mind on higher value stuff. It’s not free money, obviously, you still need to budget and pay on time to avoid the standard interest rate. But used responsibly, it’s one of the most straightforward “buy now, pay later” tools I’ve tried. Way better than store cards with clunky apps. Would recommend for anyone who already trusts PayPal and wants a bit of breathing room on larger purchases. Reviewed on: 24th April 2026

Above and beyond.

Whenever I contact paypal by phone their staff are always polite and eager to help no matter what the problem without any bias. Usually its with a gentle Irish lilt which makes one feel at ease and able to convey your query without feeling humbled. Reviewed on: 24th April 2026

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