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PayPal: PayPal Credit reviews

4.90
Based on 106,629 reviews, last reviewed 13th May 2026
2573800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

User friendly amazing Easy user friendly amazing tension free Reviewed on: 13th May 2026
MYK 's avatar
MYK

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106629)

PayPal a credit cushion

5
PayPal genuinely acts as a cushion of credit for lower credit possible clients Reviewed on: 25th May 2024

Easy to use helps spread the cost of buying goods ,...

5
Easy to use helps spread the cost of buying goods , with there free interest plans, three payment plan are very good Reviewed on: 25th May 2024

Is Great.

5
Is Great. Fast and easy to use. Working almost everywhere. I highly recommend PayPal to everyone. Reliable service. Nice and helpfull staff. Good fraud protection as well. Clear to read website and emails. Reviewed on: 25th May 2024

Buying and paying with PayPal gives me assurance and...

5
Buying and paying with PayPal gives me assurance and satisfaction my goods will be delivered. Reviewed on: 25th May 2024

Great service

5
Good discount on certain websites if you use PayPal. PayPal credit available on most websites. Reviewed on: 25th May 2024

It helps me to spread the cost of larger purchases...

5
It helps me to spread the cost of larger purchases Reviewed on: 25th May 2024

I mostly used PayPal on untrusted site because I kno...

4
I mostly used PayPal on untrusted site because I know I have a full coverage Reviewed on: 25th May 2024

Paypal Credit has been helping me buy things I need...

5
Paypal Credit has been helping me buy things I need for a long time now and it's amazing.Thank you very much for existing! Reviewed on: 25th May 2024

Really helps out financially with different options...

5
Really helps out financially with difffrent options on how to pay too Reviewed on: 25th May 2024

I pay every online transaction by PayPal if I have a...

5
I pay every online transaction by PayPal if I have any trouble or quality is not satisfied PayPal always helps to return and get money back so quick Reviewed on: 25th May 2024

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