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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Great service, been using them for years.

5
Great service, been using them for years. No complaints here Reviewed on: 24th April 2026

Peace of mind ordering anything & always got your ba...

5
Peace of mind ordering anything & always got your back if there’s a problem with anything you’re buying or haven’t received. great service Reviewed on: 24th April 2026

Always felt confident to use PayPal even with refunds

5
Always felt confident to use PayPal even with refunds Reviewed on: 24th April 2026

They are the best.

5
Pay pal is my no 1 choice for credit, They are the best in all departments. Reviewed on: 24th April 2026

Good for budgeting good for managing payments

5
Good for budgeting good for managing payments Reviewed on: 24th April 2026

Safe and quick payment

5
It was very easy and quick to use Reviewed on: 24th April 2026

Excellent service in all kind.

5
Excellent service in all kind. Keep good and support others in all kind of money support and customer service Reviewed on: 24th April 2026

PayPal sorted my problem in record time!

5
I've used PayPal for years. Never had any problems. I have had one occasion with a retailer charging me when they shouldn't andPayPal sorted it for me in record time. Couldn't be better! Reviewed on: 24th April 2026

Paypal is a very safe place for payments and receipts.

5
Paypal is a very safe place for payments and receipts.Paypal credit is an excellent for providing needed financial cushioning on a rainy day.It is very secure and affordable and provides peace of mind. Reviewed on: 24th April 2026

Simple to use and safe

5
Simple to use and safe . Peace of mind on every perches Reviewed on: 24th April 2026

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