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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Easy to use and helps spread the costs

5
Easy to use and helps spread the costs Reviewed on: 24th April 2026

Easy to use app and straight forward to make transac...

5
Easy to use app and straight forward to make transactio s Reviewed on: 24th April 2026

Good service and safe

5
Good no problems have used for a long time Reviewed on: 24th April 2026

PayPal pay in 3 has been very helpful when travelling.

5
PayPal pay in 3 has been very helpful when travelling. Helps a lot Reviewed on: 24th April 2026

There to help in times of need

5
There to help in times of need, no hassle just available credit when you require it the most Reviewed on: 24th April 2026

promised discount resolved

4
was having issues receiving a promised discount, but this was resolved in my favour Reviewed on: 24th April 2026

No problems

5
I have never had any problems using PayPal credit. It's an amazing way to spread out payments without having interest added. Reviewed on: 24th April 2026

Easy paypal

5
Paypal is always there when I need it Reviewed on: 24th April 2026

Long time user and absolutely love how easy ..

5
Long time user and absolutely love how easy it has made my life when it comes to payment but also, the time it allows to me make those repayments. Reviewed on: 24th April 2026

Paypal payment

5
Easy to use and sort out payment Reviewed on: 24th April 2026

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