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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106611 reviews)

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4.90

Based on 106,611 reviews, last reviewed 13th May 2026

2572950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

4 months 0%, great customer service! Love that you can pay over 4 months with 0% interest on a rolling basis, it’s great. Have had a couple of queries/disputes to raise, PayPal have alway... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106611)

Great options, providing 4 months interest free plan.

Great options, providing 4 months interest free plan. Quick and easy to use Reviewed on: 25th May 2024

All done in minute,easy and simple.

All done in minute,easy and simple..It is a very good experience Reviewed on: 25th May 2024

Good Service ...

I find it hard to speak to uour customer service Reviewed on: 25th May 2024

It's easy to use I rely on Paypal all the...

It's easy to use I rely on Paypal all the time Reviewed on: 25th May 2024

Easy to use when im stuggling i apply for credit int...

Easy to use when im stuggling i apply for credit intrest free and get it everytime its amazing. Reviewed on: 25th May 2024

Low interest, very convienient and secure.

Low interest, very convienient to pay and repay since it's all hooked up to my cards and store accounts anyway. The interface is really simple, the minimum payment is low. You got that security of not needing to type your card info into a bunch of websites. If you shop on ebay it's super covienient. It's a great little pool of credit you can dip-into for big purchases that you want to spreadnout. Reviewed on: 25th May 2024

Excellent service

I lost some money due to a flight company folding! PayPal gave me my money back quicker than my friends credit card company! Excellent service! Reviewed on: 24th May 2024

Amazing easy to use no hassle would use again

Amazing easy to use no hassle would use again Reviewed on: 24th May 2024

Great experience and very friendly customer service

Great experience and very friendly customer service Reviewed on: 24th May 2024

The best place where you can feel safe , absolutely...

The best place where you can feel safe , absolutely you are the top credit I have . Reviewed on: 24th May 2024

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