Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181090)

Not best need to read email not ai responce

Not best need to read email not ai responce Reviewed on: 24th April 2026

I’ve been using PayPal for several years now and it’...

I’ve been using PayPal for several years now and it’s been great no issue whatsoever and great benefits, I will highly recommend to anyone who would like a peace of mind when paying online. Reviewed on: 24th April 2026

Best app there is!

Using paypayl almost everyday and I love it! So easy to use and very customer friendly. Best app there is! Reviewed on: 24th April 2026

PayPal is easy to use, move money and when I had a f...

PayPal is easy to use, move money and when I had a fraudulent payment they resolved the issue so quickly Reviewed on: 24th April 2026

Everything always goes through smoothly, if any help...

Everything always goes through smoothly, if any help is needed it's always fast and prompt. Reviewed on: 24th April 2026

Helps me budget

PayPal credit helps me budget by spreading the cost of some purchases. Reviewed on: 24th April 2026

Paypal easier to use and simple transferring money i...

Paypal easier to use and simple transferring money is also easier as well when it comes to payment days easier simple and not as awkward as it used to be Reviewed on: 24th April 2026

Process was simple and easy.

Process was simple and easy. Very happy with everything Reviewed on: 24th April 2026

No issues.

No issues. Good reliable service Reviewed on: 24th April 2026

A great way to spread the cost

Easy and trouble free and allows easy payments on more expensive items Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101255 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub