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PayPal: PayPal Credit reviews

4.90
Based on 106,581 reviews, last reviewed 13th May 2026
2571550% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use Very easy to use, excellent for 0% interest over 4 months Reviewed on: 13th May 2026
ASHLEY B's avatar
ASHLEY B

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106581)

Very good so far one off the safest to be...

5
Very good so far one off the safest to be used Reviewed on: 24th May 2024

paypal are very good keep the good work

5
paypal are very good keep the good work Reviewed on: 24th May 2024

I think good value for money so i recommend it

5
I think good value for money so i recommend it Reviewed on: 24th May 2024

Easy payment options

5
Easy to use and convenient, Paypal is always my go to payment option pay in 3 is genius Reviewed on: 24th May 2024

Great service, easy to use and trusted.

5
Great service, easy to use and trusted. Reviewed on: 24th May 2024

All good, never any problems.

5
All good, never any problems. Easy to manage credit and payment cards. Reviewed on: 24th May 2024

I’m a big fan of the 4 monthly payments at 0% - I ha...

5
I’m a big fan of the 4 monthly payments at 0% - I have used this service for both travel and personal shopping Reviewed on: 24th May 2024

It was really good so far, customer service was grea...

5
It was really good so far, customer service was great and caring Reviewed on: 24th May 2024

I use it when times are tough and I never have any p...

5
I use it when times are tough and I never have any problems with purchasing Reviewed on: 24th May 2024

I can’t express my gratitude enough, I really apprec...

4
I can’t express my gratitude enough, I really appreciate the opportunity and support. Reviewed on: 24th May 2024

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