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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

it's very secure and very helpful

5
it's very secure and very helpful Reviewed on: 14th July 2026

Interest free

5
The interest free payment when you spend is very good and easy to use for online purchases Reviewed on: 14th July 2026

Just love that I can buy using PayPal it’s so easy t...

5
Just love that I can buy using PayPal it’s so easy to use. Reviewed on: 14th July 2026

Never had any issues with PayPal.

5
Never had any issues with PayPal. Always smooth Reviewed on: 14th July 2026

Ive never had any issues with Paypal very easy to us...

5
Ive never had any issues with Paypal very easy to use and to setup and most online and high street shops use paypal Reviewed on: 14th July 2026

PayPal is a simple secure way to pay f...

5
I find PayPal to be a simple but secure way to pay for things online. I know they are trying to keep me secure Reviewed on: 14th July 2026

Excellent service

5
I have had a very positive experience with PayPal Credit. The application process was quick and easy, and managing my account has been simple. Payments are straightforward, and everything has worked smoothly. It has been very helpful for spreading the cost of purchases, and I am happy with the service. I would definitely recommend PayPal Credit to others. Reviewed on: 14th July 2026

smooth, very efficient

5
Everything is done very smoothly, very efficiently, and to a high standard. I Reviewed on: 14th July 2026

very easy and straightforward to yse.

5
very easy and straightforward to yse. The different payment plans are very useful Reviewed on: 14th July 2026

Good customer support and communication

5
Good customer support staff friendly Reviewed on: 14th July 2026

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