Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181078)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent Provider.

5
Excellent Customer Service. Easy to navigate application / website, prompt responses, excellent communication. Reviewed on: 14th July 2026

Paypal are excellent

5
PayPal is a great efficient buisness, they are on hand when needed and they resolve any issue in rapid timely manner. Reviewed on: 14th July 2026

A very easy app and company to deal with

5
A very easy app and company to deal with Reviewed on: 14th July 2026

I stick to PayPay

5
Paypal is the financial glue that keeps my online purchasing secure. It's why I stick with PayPal Reviewed on: 14th July 2026

Easy to use

5
Easy to use and set up allowing you to pay over 3 months Reviewed on: 14th July 2026

Great interaction and website,safe money transfer an...

5
Great interaction and website,safe money transfer and a number of options to spread the cost of purchases. Reviewed on: 14th July 2026

Great experience, easy way to make payments.

5
Great experience, easy way to make payments. Reviewed on: 14th July 2026

PayPal help me in my Daily Expenses

5
PayPal help me in my Daily Expenses Reviewed on: 14th July 2026

Been using paypal for year..called CS once

5
So far so good, as i have been using paypal for years and have only needed to speak to customer service once. That is a good service with very little to no issues. Reviewed on: 14th July 2026

I love how versatile the paypal service is, giving f...

5
I love how versatile the paypal service is, giving flexibility, I enjoy using paypal Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101246 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products