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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

PayPal is simply the best.

5
PayPal is simply the best. They attended to your needs whenever you need assistance Reviewed on: 24th April 2026

Great experience

5
Always had a great experience using PayPal and when I needed help with a purchase that went wrong it was sorted very quickly. Reviewed on: 24th April 2026

10 out of 10 beset costumer service

5
10 out of 10 beset costumer service Reviewed on: 24th April 2026

Good experience to date still a customer

5
Good experience to date still a customer Reviewed on: 24th April 2026

Swift and reliable service

5
Swift and reliable transactions and good value for money Reviewed on: 24th April 2026

Find it all very easy and straight.

5
Find it all very easy and straight. Wish more people would use it. Reviewed on: 24th April 2026

Easy to use and convenient.

5
Easy to use and convenient, I’m very happy with PayPal Credit. Reviewed on: 24th April 2026

Simple to deal with.

5
Simple to deal with. Refunds handled quickly Reviewed on: 24th April 2026

Used for spreading costs and saved me money with no...

5
Used for spreading costs and saved me money with no interest charges Reviewed on: 24th April 2026

PayPal Review

5
Easy to use in the UK and abroad. Credit helps to manage my finances. Earning on the PayPal debit card is the best. Would prefer to transfer the PayPal+ points into my bank account as in the USA. Reviewed on: 24th April 2026

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