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PayPal: PayPal Credit reviews

4.90
Based on 105,808 reviews, last reviewed 13th May 2026
2536100% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL my partner in purchases PayPal is just convenient it is mt preferred choice when it comes to purchases I buy with confidence knowing I am protected. Whenever I have had issue... Read more Reviewed on: 13th May 2026
Mrs D's avatar
Mrs D

Latest lowest rating:

2

I was scammed online paid by paypal but paypal refus... I was scammed online paid by paypal but paypal refused to refund me on more than 3 ocassions. Banks are best they refund you when you are scammed Reviewed on: 13th May 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105808)

Reliable old PayPal!

5
Easy to contact, should I need to and helpful staff. An app I can trust, I know it’s there. Reviewed on: 23rd May 2024

Very good experience all the time

5
Very good experience all the time Reviewed on: 23rd May 2024

Great flexibility and variety of payment plans

5
Great flexibility and variety of payment plans Reviewed on: 23rd May 2024

I use from long time and I'm really happy.

5
I use from long time and I'm really happy.safe no issues with use Reviewed on: 23rd May 2024

Long time paypaler

5
I have used paypal for years and never had a problem Reviewed on: 23rd May 2024

Easy and secure banking,a fantastic app

5
Easy and secure banking,a fantastic app Reviewed on: 23rd May 2024

Easy for me to split money for emergency bills and k...

5
Easy for me to split money for emergency bills and kitchen equipment breakdown where ive had to buy a new washing machine Reviewed on: 23rd May 2024

PayPal credit is the best money provider with the be...

5
PayPal credit is the best money provider with the best customer service and i have been experience with them for years and never had any issues highly recommended Reviewed on: 23rd May 2024

Reliable and Convenient Credit Solution

5
I have been using PayPal Credit for quite a few years now, and I couldn't be more satisfied with the experience. It provides an incredibly convenient and flexible way to manage finances, especially for larger purchases that might not be feasible to pay for all at once.One of the most attractive features is the "No Interest if paid in full in 4 months" offer on purchases of £99 or more. This allows me to make essential purchases without the burden of immediate full payment, representing excellent value for money, particularly when compared to other credit options with higher interest rates from the outset.The application process is straightforward and efficient. Immediate access to credit ensures that I can utilize it right away. The seamless integration with my existing PayPal account makes managing payments and tracking spending effortless.Customer service has consistently been exemplary. Whenever I have had inquiries or required assistance, the support team has been responsive and helpful, ensuring a smooth and stress-free experience.Overall, PayPal Credit has consistently exceeded my expectations. It offers a reliable, cost-effective solution that has greatly simplified my financial management. I highly recommend it to anyone seeking a hassle-free credit option. Reviewed on: 23rd May 2024

I always pay with PayPal never had any problems wi...

5
I always pay with PayPal never had any problems with it Reviewed on: 23rd May 2024

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