Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Easy to spread payments interest free which makes ma...

5
Easy to spread payments interest free which makes managing money easier Reviewed on: 24th April 2026

Easy to use.

5
Easy to use. customer service resolved dispute with seller quickly. Reviewed on: 24th April 2026

Reliable safe and secure services

5
PayPal provides real security and safety when making purchases online. The options of credit and pay in 3 is extremely helpful in order to make payments over time. I would highly recommend PayPal services to anyone and plan to be a customer for a long time to come . Reviewed on: 24th April 2026

5 Star every time

5
I have been with PayPal for 10+ years and I have never onece received bad service from them, Simply faultless Reviewed on: 24th April 2026

Great to have 0% for the first 4 months on purchases...

5
Great to have 0% for the first 4 months on purchases over £100. Also having some protection on the purchases is great. Reviewed on: 24th April 2026

Excellent

5
PayPal is an excellent form of payment, professional service and a pleasant experience. Reviewed on: 24th April 2026

Paypal Credit helps me a lot to manage my finance!

5
Paypal Credit helps me a lot to manage my finance! Reviewed on: 24th April 2026

Fast and efficient.

5
Have always been very helpful polite and efficient. Outstanding performances. Reviewed on: 24th April 2026

Never ever had a problem that wasn't delta with fast...

5
Never ever had a problem that wasn't delta with fast and proffesional and great customer service Reviewed on: 24th April 2026

Very rarely a problem and very prompt service.

5
Very rarely a problem and very prompt service. The level of communication is very good Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101255 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products