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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,044 reviews, last reviewed 13th May 2026
2546700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effortless and Intuitive I've never had an issue with any transaction, the app is very intuitive and easy to follow, sending and receiving payments is easy and information is ... Read more Reviewed on: 13th May 2026
Andrew P's avatar
Andrew P

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106045)

Pay credit allows me to buy now maybe wouldn’t be ab...

5
Pay credit allows me to buy now maybe wouldn’t be able to buy at all Reviewed on: 23rd May 2024
Dawn L's avatar
Dawn L

Excellent credit service

5
The team are very helpful and clear. The credit is easy to use and track and makes managing money easier. Reviewed on: 23rd May 2024
Juned K's avatar
Juned K

PayPal Credit

5
Like to use PayPal Credit for purchases over £100, because I can get interest-free benefits for 4 months. I can also make purchases in a big range of stores not only in UK, but in different countries as well. Reviewed on: 23rd May 2024
Hope's avatar
Hope

Handy and easy to use.

5
Handy and easy to use. Everything is controlled within the app and easy to find. Easy to keep track of purchases and also any promotional periods remaining. Reviewed on: 23rd May 2024
Jaime B's avatar
Jaime B

Once I purchased from ebay but the seller was scam b...

5
Once I purchased from ebay but the seller was scam but I paid the PayPal way, after a month PayPal refund all my money. Reviewed on: 23rd May 2024
Sarwar M's avatar
Sarwar M

Very easy and quick to use, love the app!

5
Very easy and quick to use, love the app! Reviewed on: 23rd May 2024
marcos delatorre's avatar
marcos delatorre

Always easy to register issues, with a relatively qu...

4
Always easy to register issues, with a relatively quick response. Reviewed on: 23rd May 2024
Katrina C's avatar
Katrina C

Straight forward payment process and management of a...

5
Straight forward payment process and management of account Reviewed on: 23rd May 2024
Adrian Y's avatar
Adrian Y

I feel secure that if I have a problem with a financ...

5
I feel secure that if I have a problem with a financial transaction and or a seller PayPal will investigate quickly and efficiently. As they have done for me in the past. Reviewed on: 23rd May 2024
Tricksville-57's avatar
Tricksville-57

PayPal credit offers a great and easy way to pay for...

5
PayPal credit offers a great and easy way to pay for goods online via an online finance model. Because PayPal works seamlessly on most e-commerce platforms, checkout with PayPal credit offers better options and ways to spread the cost, with either 0% 4 months or low interest rate offers. Finally, you can now link a PayPal credit account to a Curve Card, which allows for in store purchases. Spend over £100 and you’re automatically put on 4 months interest free option. An amazing way to pay and manage money, especially via the PayPal App. Reviewed on: 23rd May 2024
ClarkSpark's avatar
ClarkSpark

Review PayPal: PayPal Credit now

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