Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 106,140 reviews, last reviewed 13th May 2026
2551150% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy access to buy things with just my email Easy access to buy things with just my email Reviewed on: 13th May 2026
Glory E's avatar
Glory E

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106140)

Very easy, customer service helpful, quick and effec...

5
Very easy, customer service helpful, quick and effective Reviewed on: 23rd May 2024

Any disputes always handled quickly and refunded

5
Any disputes always handled quickly and refunded Reviewed on: 23rd May 2024

I have really enjoyed using paypal credit, quick and...

5
I have really enjoyed using paypal credit, quick and fuss free Reviewed on: 23rd May 2024

PayPal is very handy and comes in great use!

5
PayPal is very handy and comes in great use! The app is very easy and customer service is great whenever needing advice or help. Reviewed on: 23rd May 2024

Great value for money and excellent customer service

5
PayPal approved me for the credit at a point when no one else did and enabled me to rebuild my credit score. It's a very easy to use and great interest free for larger purchases system.When ever I have used their customer service it's been really excellent and helpful Reviewed on: 23rd May 2024

Absolutely Fabulous

5
Super easy to use, the reminder for payments is helpful also. Love that most online places accept PayPal makes me feel safe when online shopping. Reviewed on: 23rd May 2024

Paypal is an excellent way of shopping online

5
Paypal is an excellent way of shopping online Reviewed on: 23rd May 2024

Fantastic service, easy & quick!

5
Fantastic service, easy & quick! Reviewed on: 23rd May 2024

Just the best with money service's.

5
Just the best with money service's. Reviewed on: 23rd May 2024

Nice and easy

5
Nice and easy to split your shopping price in payments Reviewed on: 23rd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 50327 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3713 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products