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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,226 reviews, last reviewed 13th May 2026
2555200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

character - Good start, but tell us a little more. character - Good start, but tell us a little more. Reviewed on: 13th May 2026
Ziro 's avatar
Ziro

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106226)

Easy peasy transaction and borrowing money is easy a...

5
Easy peasy transaction and borrowing money is easy as well Reviewed on: 24th May 2024
Tutta 's avatar
Tutta

Very Fast and safe account.

5
Very Fast and safe account. You can use credit amount now but return in 4 moths with 0 %. Very practic Reviewed on: 24th May 2024
Eugeniu U's avatar
Eugeniu U

Gives me time to pay over time and no pressure.

5
Gives me time to pay over time and no pressure. Very convenient. Reviewed on: 24th May 2024
BO's avatar
BO

Straight forward and easy to use.

5
Straight forward and easy to use. Only one issue since started using. Reviewed on: 24th May 2024
Jordyn F's avatar
Jordyn F

Paypal has always supported me as a buyer and met my...

5
Paypal has always supported me as a buyer and met my consumer needs. Excellent customer service. Reviewed on: 24th May 2024
Harpreet 's avatar
Harpreet

I am having wonderful experience

5
I am having wonderful experience Reviewed on: 24th May 2024
Neethu J's avatar
Neethu J

Easy to use, also I got 4 months to pay back without...

5
Easy to use, also I got 4 months to pay back without any additional fees Reviewed on: 24th May 2024
BobG's avatar
BobG

Awesome paypal

5
Thanks for offering zero interest loans.. I am using that a lot! Thanks for your excellent support! Reviewed on: 24th May 2024
Danijel K's avatar
Danijel K

Brilliant customer service, quick response.

5
Brilliant customer service, quick response. Reviewed on: 24th May 2024
Jozsef B's avatar
Jozsef B

Clumsy app, high rates, high acceptance

1
App is clumsy, rates for PayPal credit are very high, when it works is great, usable on 80% of shopping sites Reviewed on: 24th May 2024
CF's avatar
CF

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