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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106280 reviews)

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4.90

Based on 106,280 reviews, last reviewed 13th May 2026

2557550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have had a few items on PayPal credit and the proces... Have had a few items on PayPal credit and the process has been simple and straight forward, no fuss no worries. PayPal always remind you of when payme... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106280)

I never have any problems with PayPal credit.

I never have any problems with PayPal credit. Always available and the repayments are affordable. Reviewed on: 24th May 2024

Advice / critique

Eventually get problems solved but need to be quicker Reviewed on: 24th May 2024

Get PayPal Credit

I’ve used PayPal credit for a number of years and being able to spread the cost of purchases of £99 over 4 months interest free has been of real benefit into my finances over the longer term. I couldn’t recommend the product enough if people are looking to make and expensive purchase it’s a god send Reviewed on: 24th May 2024

I have pay.

I have pay.pal credit in a few minutes Reviewed on: 24th May 2024

My little friend

I’ve found this service very dependable and easy to use Reviewed on: 24th May 2024

Great platform easy to use and contact customer serv...

Great platform easy to use and contact customer services Reviewed on: 24th May 2024

Stress free payments

Love the pay in 3 option, it’s so convenient for keeping to my monthly budget but still being able to get the things we needed. Reviewed on: 24th May 2024

Great service, easy to use and I love using it for w...

Great service, easy to use and I love using it for when I need to. No issues so far and hope to keep it that way. Simple and effective Reviewed on: 24th May 2024

It’s really hard to close the PayPal account when yo...

It’s really hard to close the PayPal account when you’ve got to balance but is easy to use when buying things. Reviewed on: 24th May 2024

Great UI

It's simple and good UI , works with ebay and many other great sites. Reviewed on: 24th May 2024

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