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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,536 reviews, last reviewed 13th May 2026
2523850% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use and everything is very clear, espec... It’s easy to use and everything is very clear, especially the pay in 3. Reviewed on: 13th May 2026
Elizabeth L's avatar
Elizabeth L

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105536)

I’ve used PayPal for years only had one thing which...

5
I’ve used PayPal for years only had one thing which was when I had a pay in 4months intrest free then got a 12 monthly all payments made only come off the 12month so obviously couldn’t pay the other in time Reviewed on: 22nd May 2024
Marc S's avatar
Marc S

I started using pay pal credit to get my career off...

5
I started using pay pal credit to get my career off the ground, it has helped me to get a head start in an industry which can be very expensive to get into. Without paypal credit I wouldn’t have been able to split costs of expensive items that I couldn’t afford to pay for in a one off payment. Reviewed on: 22nd May 2024
aidenjohnwilkie@gmail.com's avatar
[email protected]

Excellent service and so handy to use when you are a...

5
Excellent service and so handy to use when you are a little short,especially for me...... Reviewed on: 22nd May 2024
Karen b's avatar
Karen b

Would not use any other payment service except PayPal.

5
Always easy to use and understand. The best application offering flexibility and choices for payments and spreading the budget. Always secure and well documented. Updates snd information blear and concise. Reviewed on: 22nd May 2024
Susan Maxwell's avatar
Susan Maxwell

Easy to use everywhereeasy simple to use and secure

5
Easy to use everywhere simple to use and secure Reviewed on: 22nd May 2024
Carl Cafferty's avatar
Carl Cafferty

Brilliant and easy to use,My new favourite is the pa...

5
Brilliant and easy to use,My new favourite is the pay in 3 Reviewed on: 22nd May 2024
Abigail s's avatar
Abigail s

It’s easily accessible and helpful for purchasing

5
It’s easily accessible and helpful for purchasing Reviewed on: 22nd May 2024
Oscar P's avatar
Oscar P

Its working well I havnt needed to contact customer...

5
Its working well I havnt needed to contact customer services. Reviewed on: 22nd May 2024
Marianne 's avatar
Marianne

Convenient service

5
I never had any problems yet, easy to set up and use Reviewed on: 22nd May 2024
TunCa's avatar
TunCa

Always a great experience.

5
Always a great experience. I've had an account for years and use it all the time. It's safe. Reviewed on: 22nd May 2024
Jan's avatar
Jan

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