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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181092)

In my opinion it's a no brainer

I have been using PayPal for several years now although mainly for online purchases, it is mainly because I can easily navigate the PayPal system and the simple format is ideal for me as I am a 68 year old with not much tech savvy And the security aspect of using this method of payment makes me feel that PayPal has my back should I have any issues whether it is with a seller or if I have any difficulties managing my payments their expert advice and understanding is always on hand should I need it, although there are many other services within PayPal I haven't used yet I would definitely recommend PayPal to anyone who like me doesn't have the tach savvy to navigate complicated systems of other consumer credit methods,take it from me it's definitely a no brainer Reviewed on: 24th April 2026

PayPal is useful, trustworthy and convenient

PayPal is useful, trustworthy and convenient Reviewed on: 24th April 2026

Great experience all round.

Great experience all round. Easy to use and rewards a wonderful bonus. Reviewed on: 24th April 2026

Haven't had an issue using PayPal, its easy to use a...

Haven't had an issue using PayPal, its easy to use and very clearly set out Reviewed on: 24th April 2026

No issues, easy to set up and keep track of payments.

No issues, easy to set up and keep track of payments. Reviewed on: 24th April 2026

The Grace of four month no changes apply

The Grace of four month no changes apply Reviewed on: 24th April 2026

Great app and CS section

Enough data in customer service section to answer most questions. Also app is very reliable Reviewed on: 24th April 2026

Overall, i had a very good e perience.

Overall, i had a very good e perience. I have used a lot the credit and pay in 3. Sometimes, the pay-in-3 isn't available although there is rnought room Reviewed on: 24th April 2026

PayPal is a great way to balance finances for purcha...

PayPal is a great way to balance finances for purchases never had any issues and has helped out a lot in difficult situations. Reviewed on: 24th April 2026

Great service

Great service and safe. Easy to use and manage. Reviewed on: 24th April 2026

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