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PayPal: PayPal Credit reviews

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4.90
Based on 105,593 reviews, last reviewed 13th May 2026
2526500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trustworthy and Convenient I trust PayPal. It is convenient and fast. It will s my 'go to' for payments. Reviewed on: 13th May 2026
Suki's avatar
Suki

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
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Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105593)

Allows me spread larger payments often interest free

5
Allows me spread larger payments often interest free Reviewed on: 22nd May 2024
Rex 's avatar
Rex

Excellent Service Support

5
I was optimistic taking Credit from PayPal, since I had a terrible experience in the past via Ebay sales. My PayPal account was hacked. Now, I'm glad I made the choice as PayPal services are way beyond improved! I'm having a great support throughout! Reviewed on: 22nd May 2024
Vladimir Joassaint's avatar
Vladimir Joassaint

PayPal? fantastic for paying your pals

5
Fantastic , quick response. Really put my mind at ease over the issue I was having Reviewed on: 22nd May 2024
Aragornghost's avatar
Aragornghost

Love using pay in 4 and 12 months with some...

5
Love using pay in 4 and 12 months with some retailers Reviewed on: 22nd May 2024
daniel north's avatar
daniel north

I love that you can pay in 3.

5
I love that you can pay in 3. And also spread the cost. Reviewed on: 22nd May 2024
Leeanne b's avatar
Leeanne b

Smooth convenient transactions

5
I hope I'm not tempting fate but always had smooth convenient transactions. The credit is helpful too. Reviewed on: 22nd May 2024
Paypals pal's avatar
Paypals pal

PayPal credit has provided me with a nice easy repay...

5
PayPal credit has provided me with a nice easy repayable option for making changes to my home, and being able to provide nice living area for my daughter with reasonable pay back times Reviewed on: 22nd May 2024
Katie b's avatar
Katie b

Paypal credit is quick, secure and always feel confi...

5
Paypal credit is quick, secure and always feel confident when using it. Customer Service second to none. Easily contactable unlike some big companies. Reviewed on: 22nd May 2024
lynn b's avatar
lynn b

If I get any issues always get sorted, pleased with...

5
If I get any issues always get sorted, pleased with service Reviewed on: 22nd May 2024
gregory deeks 's avatar
gregory deeks

Quick, efficient and definitely worth it.

5
Quick, efficient and definitely worth using. No delays, nothing I can really complain about if I am being honest, would definitely reccomend to any other people looking to use such a technology! Reviewed on: 22nd May 2024
Daniel W's avatar
Daniel W

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