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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,627 reviews, last reviewed 13th May 2026
2527900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure Easy safe and secure always protected transactions Reviewed on: 13th May 2026
Dariusz F's avatar
Dariusz F

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105627)

Helpful credit

5
Great for short term purchase. With 4 months to pay off before interest on £99 or over. Very helpful when money is tight that month Reviewed on: 22nd May 2024
Laura L's avatar
Laura L

My preferred method for online payments!

5
I use PayPal credit for a lot of online transactions. It’s easy, Safe to use and makes me feel at ease when I see it at checkout! Reviewed on: 22nd May 2024
Casey F's avatar
Casey F

I like using Paypal credit because it is secure

5
I like using Paypal credit because it is safe and secure, I trust Paypal to protect me on third party sites. I appreciate that most retailers offer 4 months interest free, I also find paypal credit useful for returning goods and getting refunded before I need to pay each month. Reviewed on: 22nd May 2024
Julia M's avatar
Julia M

Always had good experience with PayPal.

5
Always had good experience with PayPal. Reviewed on: 22nd May 2024
Sandro P's avatar
Sandro P

Paypal for personal use everyday

5
Paypal are always there for me when I need them. They are good for providing instant credit when I need them for buying the goods and services I need for every day life when cash is short before the next payday. Reviewed on: 22nd May 2024
Frances T's avatar
Frances T

Easy and fair.

5
Easy and fair. Good service. Highly recommended. Reviewed on: 22nd May 2024
AP's avatar
AP

Very good experience by using paypal account

5
Very good experience by using paypal account Reviewed on: 22nd May 2024
Junaid's avatar
Junaid

It offers instalment for the prices.

5
It offers instalment for the prices. This is valuable. It would be great if we can pay in supermarkets, or flight tickets. With that way I can easily purchase everything with PayPal. Reviewed on: 22nd May 2024
Korayilmaz's avatar
Korayilmaz

Always great experience, never had any problems with...

5
Always great experience, never had any problems with paying with paypal and whenever there was a problem ive always recieved help from the customer service. Reviewed on: 22nd May 2024
Hubert Z's avatar
Hubert Z

Easy to navigate and access information

5
Easy to navigate and access information Reviewed on: 22nd May 2024
Claire F's avatar
Claire F

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