Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Paypal always transfers money quickly with little to...

5
Paypal always transfers money quickly with little to no fees Reviewed on: 24th April 2026

Best user friendly

5
Easy to use reliable in tracking your progress on parcel and easy to make transfers to any member of the team Reviewed on: 24th April 2026

Excellent and reliable service.

5
Excellent and reliable service. Wide range of services and experiences. New and varied features! Reviewed on: 24th April 2026

Never had an issue.

5
Never had an issue. Safe and helpful Reviewed on: 24th April 2026

Helps spread cost

5
It’s helped me make a purchase when I am short of money and I have been able to spread the cost. Reviewed on: 24th April 2026

A great feature.

5
Paypal credit suits me fine as when I want to extend the payment a bit longer I can do so at a reasonable cost without having to mess about with other cards etc. I like the fact that it's linked to your normal PayPal account so it takes the money out of the same bank account as your PayPal account does. Reviewed on: 24th April 2026

I always happy either your service

5
I always happy either your service Reviewed on: 24th April 2026

perfect i like this companie pro

5
perfect i like this companie pro Reviewed on: 24th April 2026

I have full confidence in my PayPal payments that th...

5
I have full confidence in my PayPal payments that they are secure and have full protection from unscrupulous activities..The 3 payment credit system gives me the opportunity to purchase items that i might not be able to afford on a full price purchase Reviewed on: 24th April 2026

I have been looong time with PayPal and it is always...

5
I have been looong time with PayPal and it is always pleasure to use it. Also credit options or pay later as amazing. Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101256 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products