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PayPal: PayPal Credit reviews

4.90
Based on 105,513 reviews, last reviewed 13th May 2026
2522750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a consistently positive experience with Pay... I’ve had a consistently positive experience with PayPal. The platform is easy to use, payments are secure, and it makes managing transactions simple a... Read more Reviewed on: 13th May 2026
Krystle H's avatar
Krystle H

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105513)

Love the option of buy now pay over three months .

5
Love the option of buy now pay over three months . Nice and easy to organise Reviewed on: 22nd May 2024

Good Service

5
Quick easy to use Available in many retailers. Reviewed on: 22nd May 2024

Easy to set up, great having the option to pay...

5
Easy to set up, great having the option to pay in 3 Reviewed on: 22nd May 2024

I have had a great experience, only thing I wish wer...

5
I have had a great experience, only thing I wish were easier, would be to change the billing date or statement date each month. Only as mine kept reverting back to the original date I had set. Reviewed on: 22nd May 2024

Easy to use.

5
Easy to use. You can use in most countries. Buy now pay later is the best, I am able to budget easily. Reviewed on: 22nd May 2024

It's been good and helped build credit score

5
It's been good and helped build credit score Reviewed on: 22nd May 2024

Always had good experience we've PayPal, easy to use

5
Always had good experience we've PayPal, easy to use Reviewed on: 22nd May 2024

PayPal help when needed

5
Great for large purchases being able to spread the payments and being able to pay more off if you have the money Reviewed on: 22nd May 2024

Great app so simple to use and deal with.

5
Great app so simple to use and deal with. A1 service Reviewed on: 22nd May 2024

Everything is handled exelantly I’m very pleased wit...

5
Everything is handled exelantly I’m very pleased with your prompt help Reviewed on: 22nd May 2024

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