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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Excellent app for budgeting and quick purchasing onl...

5
Excellent app for budgeting and quick purchasing online. I had cause to use customer services which was a broadly positive experience. Reviewed on: 24th April 2026

just great overall

5
just great overall use them for most things Reviewed on: 24th April 2026

I use it quite often for new websites that I’m not f...

4
I use it quite often for new websites that I’m not familiar with. I feel there is more protection this way. Reviewed on: 24th April 2026

Everything is simple and using it gives me reassurance

5
Everything is simple and using it gives me reassurance Reviewed on: 24th April 2026

It’s an easy-to-use shopping tool and feels safe to...

5
It’s an easy-to-use shopping tool and feels safe to use online Reviewed on: 24th April 2026

Very reliable and efficient customer service are sup...

5
Very reliable and efficient customer service are super helpful Reviewed on: 24th April 2026

I'm very happy happy customer

5
I'm very happy with support from this team Reviewed on: 24th April 2026

Always easy to deal with

5
Always easy to deal with convenient way to buy things, good option at a lot of retailers for big purches Reviewed on: 24th April 2026

PayPal is easy and safe to use for payments and PayP...

5
PayPal is easy and safe to use for payments and PayPal credit is great Reviewed on: 24th April 2026

No issues.

5
No issues. All good. Dealt with customer services a couple times and they were great. Really helpful. Friendly. Quick to action the necessary items. Can’t fault them. Reviewed on: 24th April 2026

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