Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,498 reviews, last reviewed 13th May 2026
2522100% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Useful for Internet spends Useful for Internet spends when details aren't shared it feels safer to use and paid for when money is there Reviewed on: 13th May 2026
Karen k's avatar
Karen k

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105498)

Help me to use for shopping.

5
Using for shopping, help me a lot when I don’t need to pay straight away as I can pay 3 times / 3 months instead of the whole lot. Reviewed on: 22nd May 2024
Eve 's avatar
Eve

I use PayPal credit for most big purchases, especial...

5
I use PayPal credit for most big purchases, especially 3 installments and 4 months interest free. It's a great option for booking hotels, buying gig tickets and plenty of other things and it's really easy to use at checkout. I'd highly recommend it Reviewed on: 22nd May 2024
Ste H's avatar
Ste H

So easy to use and makes thing so much more convenie...

4
So easy to use and makes thing so much more convenient, being able to transfer money to people by email is a life saver. Reviewed on: 22nd May 2024
Lily m's avatar
Lily m

Highly efficient system.

5
Highly efficient system. Communication is first class and hassle free. Reviewed on: 22nd May 2024
ian percival's avatar
ian percival

Smooth experience

5
Every transaction went smoothly and always correct Reviewed on: 22nd May 2024
Brian M's avatar
Brian M

So far so good.

5
So far so good. I have used PayPal for some important purchases to spread the cost and it was easy to do so electronically. No paper no fuss. Reviewed on: 22nd May 2024
AD's avatar
AD

PayPal’s credit is perfect for shopping

5
PayPal is extremely convenient as a payment method, so when linked with a credit facility, makes it the perfect option for me. Reviewed on: 22nd May 2024
Mike K's avatar
Mike K

I live the pay in 3 options as well as the pay pal c...

5
I live the pay in 3 options as well as the pay pal credit Reviewed on: 22nd May 2024
Aferdita B's avatar
Aferdita B

Excellent way ..

5
Excellent way to pay for your item and knowing that it is secure Reviewed on: 22nd May 2024
ANTONY M's avatar
ANTONY M

Seemless, smooth, easy to use.

5
Seemless, smooth, easy to use. Paypal credit is the easiest way to have some extra borrowing capacity without jumping through multiple loops with banks. I use it when I need to save cash and then can repay at any time. It is the flexibility I love the most - gone end of the months scary credit card bills... I feel that with PayPal credit I am in control - have cancelled all credit cards ! Reviewed on: 22nd May 2024
GW's avatar
GW

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill