Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

View other PayPal products

4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181092)

Easy to use and repay.

Easy to use and repay. Seamless experience and works with most online retailers. Good to have the credit card option too. Reviewed on: 24th April 2026

First rate service!

Very simple to use for a broad range of financial transactions. Excellent functionality on a smart phone. Very good customer service, prompt and highly efficient. PayPal is first rate all round. Reviewed on: 24th April 2026

Care about customers , fantastic service

Care about customers , fantastic service Reviewed on: 24th April 2026

I've using PayPal for years, I find it very reliable...

I've using PayPal for years, I find it very reliable and useful. Reviewed on: 24th April 2026

Very good. Coustomer service

If I hhave had any issues with refunds example PayPal are on the case straight away and I have always managed to get my money back Reviewed on: 24th April 2026

Overall I have great experiences with PayPal!

Overall I have great experiences with PayPal! It's very easy to use. Reviewed on: 24th April 2026

Very good indeed, very useful.

Very good indeed, very useful. Only thing I wish I could pay my statement instantly Reviewed on: 24th April 2026

The best credit website

I have been using PayPal Credit for years now and have to say that I have never had any issues. The transactions are all fast and clear. The website is also easy to navigate. I rated customer service neutral because I have never had to contact them as said never had problems hence never had to contact customer service. Reviewed on: 24th April 2026

Really easy to use really helpful customer service t...

Really easy to use really helpful customer service there very supportive Reviewed on: 24th April 2026

Very easy to use this credit card

Very easy to use this credit card Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101256 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub