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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105491 reviews)

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4.90

Based on 105,491 reviews, last reviewed 13th May 2026

2521800% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Zero interest and friendly customer services. The customer services are friendly and patient. First time I rung I did not really understand the explanations but still I was very impress that the c... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105491)

Great rates.

Great rates.. quick payments and credit rates increased on regular basis Reviewed on: 22nd May 2024

Fees are high, but easy to pay back

Fees are high, but easy to pay back interest and easy to adjust payments. Reviewed on: 22nd May 2024

PayPal credit is a game changer

PayPal credit is a game changer for spreading out the cost of larger purchases. The 4-month interest-free credit on purchases over £100 makes for a manageable solution that defers payment without encouraging over-exuberant spending. Reviewed on: 22nd May 2024

Great service and easy to navigate

I've been using PayPal for over 12 months now. The app is easy to use, any interaction and communication with customer service has been positive and helpful. Rates have been sensible. I would recommend the credit facility. Reviewed on: 22nd May 2024

Love interest free credit options

Love interest free credit options it's helps so much with family expenses Reviewed on: 22nd May 2024

It’s all in the name. Pay is your Pal

PayPal credit is the new dawn. User friendly and excellent way to track one’s spending.. also a great credit builder. Highly recommend. Reviewed on: 22nd May 2024

Paypal is extremely useful.

Paypal and paypal credit have been very useful to me and I will continue to use it. My only downside was an incorrect decision made by paypal in a dispute with a retailer. I had to pay for a item that I never received!! Reviewed on: 22nd May 2024

Very convenient and easy to manage

Very convenient and easy to manage Reviewed on: 22nd May 2024

the best payment option, I use it very often and I h...

the best payment option, I use it very often and I highly recommend it. Reviewed on: 22nd May 2024

Only for you with love!!!

I am very satisfied with PayPal team, easy fast and reliable. Reviewed on: 22nd May 2024

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