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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181092)

Good safe service

I find PayPal a safe way to pay for goods and to send money to my daughter in university. Reviewed on: 24th April 2026

Ive had PayPal for years and never had an issue...

Ive had PayPal for years and never had an issue Reviewed on: 24th April 2026

It was always reassuring and safe when I paid with P...

It was always reassuring and safe when I paid with PayPal. Only once I had to claim for a transaction which I didn't agree with and they helped deal with this issue until all of my money were returned. Reviewed on: 24th April 2026

My go to Credit payment method

Brilliant and dependable credit facility with no downsides. I especially appreciate the permanent 0% 4 months offer. Reviewed on: 24th April 2026

USE FOR EVERYTHIN

I use pay pal for pretty much most purchases. The spread the cost option is extremely helpful when on a tight budget. And I always feel safer using it Reviewed on: 24th April 2026

Simple, easy, takes the pressure off

Simple, easy, takes the pressure off when buying school uniform. Exactly what you need as a buffer when something in the house breaks. Approval was quick and simple and I could checkout there and then. Reviewed on: 24th April 2026

I love paypal, easy and accessible.

I love paypal, easy and accessible. Allows efficient payments Reviewed on: 24th April 2026

I'm very happy with paypal every thing going smooth

I'm very happy with paypal every thing going smooth Reviewed on: 24th April 2026

Don't have reason to call very often, but when I did...

Don't have reason to call very often, but when I did they were excellent. Reviewed on: 24th April 2026

they’ve alway...been happy

In the past when I’ve had difficulties they’ve always resolved my problem to a good satisfaction Reviewed on: 24th April 2026

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