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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181092)

Very Happy with Paypal, Great Product

Very Happy with Paypal, Great Product Reviewed on: 24th April 2026

Excellent service

It’s such an easy app to use and keeps me informed on all my purchases and deliveries in one easy place can’t rate it enough Reviewed on: 24th April 2026

I Recommend

Easy to manage the Credit card account and never had to interact with customer service, which is a good thing. The service works Reviewed on: 24th April 2026

Their customer service is very slow, bad and very bi...

Their customer service is very slow, bad and very bias towards some ethnic group. Reviewed on: 24th April 2026

BETTER THAN MY BANK!

I use PayPal regularly, as much as my regular bank account! If I e ever had an issue with a seller, PayPal have been excellent at sorting it out. PayPal is a great way to manage a budget and really helps me get the best out of my own budget. Reviewed on: 24th April 2026

Good but

Its brilliant except my payments keep being declined or refunded for no reason Reviewed on: 24th April 2026

Great app experience and features

Great app experience and features Reviewed on: 24th April 2026

Pay in 3 removed from services with no communications

Pay-in-3 option was removed a month a go with no communications as to why. I tried contacting the customer service but they failed to provide and helpful information. Reviewed on: 24th April 2026

Watch the interest

Hard to get to speak to someone or difficult to sort a problem out and very high interest rates Reviewed on: 24th April 2026

PayPal credit

Great an easy way to spread payments when needed. Very useful . Reviewed on: 24th April 2026

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