Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

View other PayPal products

4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181092)

Easy to access and use in many places.

Easy to access and use in many places. Reviewed on: 24th April 2026

PayPal Credit makes budgeting easier, making those b...

PayPal Credit makes budgeting easier, making those bigger buys accessible Reviewed on: 24th April 2026

Great way to purchase ..

I love using PayPal very convenient way to shop and purchase things online! I like how you can spread the cost over three months easy to make your payments and customer services is very helpful and resolve issues very wuickly Reviewed on: 24th April 2026

PayPal made it easy for me to make large purchases.

I found the application process for PayPal Credit to be very straightforward and fast. It integrates perfectly with my existing account, making it simple to manage my payments and see my balance all in one place. It’s been a great way to spread the cost of bigger items without any hassle. Reviewed on: 24th April 2026

Good affordable way to pay and easy to keep track

Good affordable way to pay and easy to keep track Reviewed on: 24th April 2026

So simple, just works love the app and customer supp...

So simple, just works love the app and customer support Reviewed on: 24th April 2026

I find it so easy to pay with PayPal and so much safer.

I find it so easy to pay with PayPal and so much safer. I also know that if there is a disorder they will go above and beyond to help me. Which i discovered again gestational with a PayPal concerning a dispute. Reviewed on: 24th April 2026

Smooth and simple.

Smooth and simple. Rewards a bonus! Reviewed on: 24th April 2026

Easier to use than washing your face!

I love how easy it is, I have now got my brother, father and mother accounts! Fabulous Reviewed on: 24th April 2026

So easy to use and manage.

So easy to use and manage. Take the stress away from big purchases. Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101256 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub