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PayPal: PayPal Credit reviews

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4.90
Based on 105,461 reviews, last reviewed 13th May 2026
2520450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very fantastic experience been here very fantastic experience been here Reviewed on: 13th May 2026
Moses K's avatar
Moses K

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105461)

0% over 4 months is a winner!

5
I have used 0% over 4 months so many times I have lost count. It’s excellent for those expensive purchases that you don’t want to pay all at once. Reviewed on: 22nd May 2024
Jason M's avatar
Jason M

Fantastic

5
I had an amazing experience with this company! The customer service was top-notch, and the product exceeded my expectations. I highly recommend them to anyone looking for quality products and excellent service Reviewed on: 22nd May 2024
Oana d's avatar
Oana d

Nationwide and abroad works very well.

5
Nationwide and abroad works very well. Instant credit, easy to use. Reviewed on: 22nd May 2024
Marcin's avatar
Marcin

Good experience so far

5
Haven’t had any bad experiences so far. Super handy to use. Reviewed on: 22nd May 2024
KV's avatar
KV

Easy way to spread costs with zero percent interest.

5
Easy way to spread costs with zero percent interest. It is so easy to use. The app is working well. Reviewed on: 22nd May 2024
Andre G's avatar
Andre G

PayPal credit is brilliant ...

5
PayPal credit is a great service, I highly recommend it. It has helped me make the purchases I need and the 0% over 4 months is fantastic. The app is really good and very easy to use to make repayments and view your balance and you can also view your statements. Also purchasing goods via PayPal is very safe and secure. Reviewed on: 22nd May 2024
Sylvia D's avatar
Sylvia D

easy to apply and good for some fings to buy

5
easy ,and nice,good for somes shopings Reviewed on: 22nd May 2024
liviu caramfil's avatar
liviu caramfil

Not clear credit balance appear .

3
Not clear credit balance appear . Too long money appear on balance Reviewed on: 22nd May 2024
Olga V's avatar
Olga V

Very helpful easy to use , very handy , great Service.

5
Very helpful easy to use , very handy , great Service. Reviewed on: 22nd May 2024
Ahmed 's avatar
Ahmed

PayPal has helped me with big purchases

5
PayPal has helped me with big purchases Reviewed on: 22nd May 2024
Chloe f's avatar
Chloe f

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